Insurance Dialers: Compare 28 Dialers for Agents
Insurance dialers range from single-line power dialers to full phone systems, contact centers, texting tools and ringless voicemail. Whatever you buy, the agency stays responsible for consent, Do Not Call checks and calling hours.
We compared 28 tools on price, dialing mode, texting, free trials and the CRMs and agency systems they connect to.
- Tools compared
- 28
- Publish prices
- 22
- Offer predictive dialing
- 7
Quick picks by need
Solo producer working leads
A power dialer sold by the single seat, with published prices and a free trial to test it.
Call floor with several agents
Predictive dialing that calls several numbers per agent, with published prices.
Agency on an agency system
A phone system with built-in links to three or more agency management systems or insurance CRMs.
Medicare agencies keeping recordings
For example, these keep recordings with no set end date on at least one plan or on request, so six years is possible.
Follow-up by ringless voicemail
Drops a recorded message in voicemail without ringing. Marketing drops still need written consent, and Drop Cowboy's terms bar Medicare.
Quick picks are matched on published features, not ranked. Each list follows our default order.
Compare 28 dialers
| Tool | Starting price | Type | Dialing | Texting | Free trial | CRM and agency systems |
|---|---|---|---|---|---|---|
| JustCall | From $29a user per month, billed yearly, 2-user minimum | Phone system and dialer | Power. Predictive on SalesPro | All plans | ||
| ClientCircle | Quote only, texting from $15 a user per month | CRM with texting | None | Add-on | ||
| PhoneBurner | From $140a user per month, billed yearly | Power dialer and CRM | Power, 1 line | Premium | SalesforceHubSpotZoho CRMHighLevel | |
| ReadyMode | From $199a license per month | Predictive dialer and CRM | Predictive and progressive, set by the admin | Via partner | SalesforceHubSpotHighLevelZoho CRMRadiusBob | |
| InterCloud9 | From $69a user per month | Predictive dialer | Predictive up to 5 lines | Credit packs | SalesforceZoho CRM | |
| Dialpad | From $15a user per month, billed yearly | Phone system and contact center | Power on Sell Premium | SalesforceHubSpotZoho CRMMicrosoft Dynamics 365 | ||
| Lightspeed Voice | Quote only | Phone system | List dialer on Automate | |||
| Mojo Dialer | From $99a month for one license and user, Agent Access included | Power dialer | Power, up to 3 lines | Wise AgentHighLevel | ||
| Five9 | From $159a seat per month for voice (Core), 50-seat minimum | Contact center | Predictive. Power up to 10 lines | SalesforceMicrosoft Dynamics 365ServiceNowZendesk | ||
| Aircall | From $30a user per month, billed yearly, 3-user minimum | Phone system and dialer | Power, 1 line | All plans | SalesforceHubSpotMicrosoft Dynamics 365PipedriveZoho CRMASSUR3D | |
| Nextiva | From $15a user per month, billed yearly | Phone system and contact center | Predictive on Contact Center | SalesforceHubSpotApplied EpicHawkSoftAgencyZoom | ||
| CloudTalk | From $25a user per month on Starter, billed yearly | Phone system and dialer | Power. Parallel up to 5 lines | Pay per text | SalesforceHubSpotPipedriveZoho CRM | |
| Intulse | From $26 to $42an extension per month, 2-extension minimum | Phone system | Manual only | |||
| RingCentral | Per user, prices on its site | Phone system and contact center | Predictive on RingCX | SalesforceHubSpotMicrosoft Dynamics 365Zoho CRMAMS360 | ||
| EVS7 | From $29a seat per month | Click and power dialer | Power, 1 line | SalesforceHubSpotZoho CRMPipedrive | ||
| Ooma Office | From $19.95a user per month | Phone system | One at a time on Pro Plus | AgencyZoomAgencyMVPSalesforce | ||
| ProspectBoss | From $199a user per month | Power dialer with CRM | Power, 1 line | None built in | ||
| Slybroadcast | From $8a month for 100 voicemails | Ringless voicemail | None | Follow-up only | SalesforceHubSpot | |
| Bridge | From $20a user per month | Phone and texting hub | Dialer on Advanced Phone | AMS360Applied EpicHawkSoftAgencyZoomQQCatalystEZLynx | ||
| Drop Cowboy | From $125a month, seats from $29 | Ringless voicemail and texting | Predictive up to 3 lines | Bundles | HubSpotSalesforceZoho CRMPipedrive | |
| Kixie | Quote only | Dialer and phone system | Power, up to 4 lines | All plans | HubSpotSalesforcePipedriveZoho CRMHighLevel | |
| Quo | From $15a user per month, billed yearly | Phone and shared texting | Manual only | Unlimited | HubSpotSalesforcePipedriveZoho CRM | |
| Velocify Dial-IQ | Quote only | Mortgage sales dialer | Power, preview, Shotgun | In the suite | Salesforce | |
| Twilio | Pay as you go, calls from $0.014 a minute | Voice and texting APIs | Click-to-call, preview | Salesforce | ||
| TextSpot | From $29a month, or $150 a year | Business texting | None | HubSpotSalesforcePipedrive | ||
| VanceTel | From $24an extension per month, 3-year term, 3-extension minimum | Cloud phone system | Click-to-call | Voice + Text | None built in | |
| Call Logic | From $135a user per month, billed yearly | Power dialer | Power and preview, 1 line | |||
| Phone.com | Per user, prices on its site | Phone system | Manual only | Zoho CRM |
Listed in our default order, which is built on trust factors, not on who pays us. Prices as of October 2026.
Agency systems such as AMS360 and ASSUR3D are marked in blue. CloudTalk's prices are shown in dollars from its help article, while its live page shows euros. See what agencies pay in the cost guide.
Questions to ask before you buy
Does a dialer make my calls legal?
No. Under the TCPA, the federal robocall law, the agency answers for consent, calling hours and Do Not Call checks. A dialer can help, but no product is compliant on its own.
What is the difference between power and predictive dialing?
A power dialer calls the next number when an agent is free, one line at a time or a few at once. A predictive dialer calls more numbers than there are free agents and guesses when someone will be ready. If a person answers and no agent is free, that is an abandoned call, and federal rules cap them at 3% of answered calls per campaign over 30 days.
What do whisper, barge and call signing grades mean?
Whisper lets a manager coach an agent without the caller hearing. Barge lets the manager join the call. Call signing (STIR/SHAKEN) grades caller ID A when the carrier vouches for your right to use the number, and B or C when it vouches for less.
What are Hiya, TNS and First Orion?
They run the caller ID and spam-label services that carriers use to tag calls. Free Caller Registry is a free site where you register your numbers with them. Several dialers here help you register or watch those labels.
Who pays for the Do Not Call list?
Each agency needs its own National Do Not Call subscription. The first five area codes are free, then $85 each or $23,425 for the whole country. A vendor's scrub add-on doesn't replace it.
What consent do I need?
Marketing calls with a recorded voice, ringless voicemail included, need prior written consent. People can opt out by any reasonable means, and you have 10 business days to honor it.
How long must I keep Medicare calls?
Under CMS's rule for the 2027 plan year, Medicare marketing and sales calls are recorded in full and kept six years. Audio is required for the first three, then audio or a full transcript. Most tools keep recordings for less, so plan to export.
Who registers my texting number?
Carriers require business texting to be registered, a process called 10DLC. Some vendors file it and pass the fees through. Others leave it to you.
Can I take my numbers with me?
Ask before you buy. PhoneBurner numbers are lost when you cancel, and Kixie releases numbers unless you port them out first. The "Take numbers with you" filter shows tools that port numbers out on request.
Do callers need to hear a recording notice?
Some states require everyone on the call to agree to a recording. Set an announcement or beep for the states you call.
Frequently asked questions
What is an insurance dialer?
An insurance dialer is calling software that agencies use to place outbound calls, route inbound calls and log call activity, often with texting and recording.
How much do dialers cost?
22 of the 28 dialers on this page publish prices: JustCall, InterCloud9, Mojo Dialer, Five9, PhoneBurner, ReadyMode, Dialpad, Intulse and 14 more. Starting prices per person per month run from $15 to $199 across the 18 that publish one. The cost guide has every published price.
Which dialers offer a free trial?
14 of the 28 list a free trial: JustCall (14 days), InterCloud9 (7 days), PhoneBurner (60 calling minutes), Dialpad (14 days), EVS7 (200 free calls), ProspectBoss (10 days), Aircall (7 days), CloudTalk (14 days), RingCentral (14 days), Drop Cowboy (14 days), Quo (7 days), Kixie (7 days), Twilio ($15 voice credit) and TextSpot (free trial, no card).
How is this list ordered?
We start from a default order built on trust factors, which are how many buyer facts the vendor publishes, whether its identity is verified, how openly it shows prices, how long it has been in business and an editorial review. Affiliate and paid links play no part, and a higher spot does not mean a better product. Read how we order vendors.
How we researched this. We based this page on each vendor's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.