Insurance Commission Software: Compare 7 Tools
Insurance commission software checks carrier commission statements against what each policy should pay and shows what is missing or short. Most tools also split pay between producers and send each one a statement.
We compared 7 tools on price, the statement files they read, splits and overrides, producer portals and done-for-you services. An override is pay to an upline on a downline's sale.
- Tools compared
- 7
- Publish a price
- 6 of 7
- Offer a done-for-you service
- 4 of 7
Quick picks by need
Solo agent on a budget
A solo plan under $100 a month on the vendor's own price list.
AgencyComp, Commission Clarity, Commission Tracker, CommissionIQ
Medicare agencies
Built-in handling for Medicare renewal pay or January 1 renewals.
Uplines paying several levels
Overrides through several levels of agencies and sub-agents.
NextCommission, Core Commissions, GreenWave Commission, Commission Tracker, CommissionIQ
Done for you
Vendor staff process your statements or payouts each month.
NextCommission, Core Commissions, GreenWave Commission, Commission Tracker
PDF statements
Reads PDF carrier statements, not only spreadsheets.
Quick picks are matched on published features, not ranked. Each list follows our default order.
Compare 7 commission tools
| Tool | Starting price | Statement files | Splits and hierarchy | Producer portal | Done-for-you service | Built for |
|---|---|---|---|---|---|---|
| NextCommissionStandalone or inside NextAgency | Solo $133.33 a month, billed yearly | Excel, partner pulls | Unlimited sub-agent levels | Benefits agenciesLife agenciesGAs | ||
| AgencyCompStandalone commission software | $39.95 a month | Excel | Splits only | Solo agentsAgenciesMedicareBGAs | ||
| Core CommissionsCompensation software with an insurance workflow | From $10 a payee a month | Excel, CSV, PDF, text | Rules for any level | AgenciesIMOs and FMOsBenefits | ||
| Commission ClarityCommission tracking on top of Google Sheets | €20 a month | Google Sheets only | Advisor and mentor shares | Solo agentsAgencies | ||
| GreenWave CommissionCommission software with a managed service | Quote only | PDF, Excel, CSV, text, XML | Multi-level overrides | AgenciesIMOsBGAsGAs and MGAsBenefits | ||
| Commission TrackerStandalone software with a processing service | $67 a month | PDF, Excel, CSV | Levels and uplines | Solo agentsAgenciesMedicareBenefits | ||
| CommissionIQStandalone commission software | $79 a month | CSV, Excel, portal pulls | FMO to agent levels | Solo agentsAgenciesIMOs and FMOs |
Listed in our default order, which is built on trust factors, not on who pays us. Prices as of October 2026.
See what agencies pay in the cost guide.
Questions to ask before you buy
How do statements get in?
Most tools take files you download from each carrier and upload. A few read PDFs, and some pull statements from carrier or FMO portals with your logins.
Does it calculate what I should be paid?
Some tools work out expected pay from carrier rate tables or your rules. Others need you to enter the expected amount for each policy.
Who builds the carrier maps?
Each carrier's statement layout has to be mapped once. Ask whether you do it, or whether the vendor does it as part of a setup fee.
Can it handle my hierarchy?
Bring your deepest override chain to the demo. Some tools stop at one level, and others allow any number.
What about chargebacks and advances?
Ask to see a lapsed policy flow through to the producer's next statement. Not every tool tracks advance balances.
How do producers get paid?
Most tools make the statement and leave payment to you. A few export to accounting or payroll or send ACH payments.
Frequently asked questions
What is insurance commission software?
It reads the commission statements carriers send, ties each payment to a policy and shows what is missing or short. Most tools also work out each producer's split and send them a statement.
How much do commission tools cost?
Six of the seven commission tools on this page publish prices: NextCommission, AgencyComp, Core Commissions, Commission Clarity, Commission Tracker and CommissionIQ. Flat monthly plans start at $39.95 for AgencyComp, $67 for Commission Tracker, $79 for CommissionIQ and $133.33 billed yearly for NextCommission Solo.
Core Commissions charges from $10 a payee a month with a 15-payee minimum, and Commission Clarity starts at €20 a month. The cost guide has every published price.
Which commission tools offer a free trial?
Four of the seven list a free trial: NextCommission (30 days), AgencyComp (14 days), Commission Clarity (14 days) and CommissionIQ (14 days).
How is this list ordered?
We start from a default order built on trust factors, which are how many buyer facts the vendor publishes, whether its identity is verified, how openly it shows prices, how long it has been in business and an editorial review. Affiliate and paid links play no part, and a higher spot does not mean a better product. Read how we order vendors.
How we researched this. We based this page on each vendor's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.