Insurance Agency Management Systems: Compare 18 AMS Platforms
An agency management system, or AMS, is where an agency keeps its clients, policies, carrier downloads, certificates and agency accounting. Most staff spend their day in it.
We compared 18 systems on price, how they run, carrier downloads, accounting, APIs and contract terms. Most give a price only after a demo, so ask each one for a written quote. The AMS finder also covers AgencyBloc AMS+, EZLynx, JenesisLink and MedicarePRO, which we review with lead management software.
- Systems compared
- 18
- Run in a browser
- 9
- General ledger built in
- 7
- Publish a price
- 3
Quick picks by need
Small P&C agency that wants to leave any month
Month-to-month terms, or no long-term contract by the vendor's own word.
Personal lines and non-standard auto
Built for personal lines shops, with downloads, payments and a rater link.
Benefits brokers
Built around employer groups, plans, renewals and commissions.
Accounting kept inside the AMS
A general ledger in a browser system, so no separate books.
Quick picks are matched on published features, not ranked. Each list follows our default order.
Compare 18 agency management systems
| System | Starting price | Built for | How it runs | Carrier downloads | General ledger | Open API | Contract |
|---|---|---|---|---|---|---|---|
| HawkSoft | $99 a concurrent seat a month plus a $100 monthly base fee | P&C | Windows app, cloud data | QuickBooks | Partners only | Month to month | |
| AgencyPro | Quote only | P&C | Your server or hosted | Yearly maintenance | |||
| NextAgency | $85 a user per month | Health, benefits and life | Monthly or yearly | ||||
| Momentum AMP | From $119 a month with one user included | P&C, health and life | Month to month | ||||
| QQCatalyst | Quote only | P&C | Browser | QuickBooks | Partners only | Auto-renews | |
| BenefitPoint | Quote only | Benefits | Browser | Your P&C AMS | Auto-renews | ||
| Agency Matrix | Quote only | Personal lines | Browser | Higher plan | Auto-renews | ||
| AMS360 | Quote only | P&C, multi-office | Windows app, hosted | Auto-renews | |||
| Partner Platform | Quote only | Commercial and mixed P&C | Browser plus desktop app | Zywave API | |||
| Sagitta | Quote only | Large and multi-entity P&C | Hosted or your servers | Auto-renews | |||
| Insly | Quote only | MGAs and insurers | Browser | Premium ledger | 3 months' notice | ||
| Xanatek | Quote only | P&C | Browser | By request | |||
| Eclipse | Quote only | P&C | Your server or hosted | Add-on | By request | None, per vendor | |
| Applied Epic | Quote only | P&C and benefits | |||||
| Newton by Agency Systems | Quote only | P&C | Your server or cloud desktop | ||||
| BrokerageBuilder | Quote only | Benefits | Browser | Auto-renews | |||
| Amplo (formerly Veruna) | Quote only | P&C, multi-office | Browser, in Salesforce | ||||
| Nexsure | Quote only | P&C and benefits, multi-office | Browser | Paid add-on |
Listed in our default order, which is built on trust factors, not on who pays us. Prices as of October 2026.
See what agencies pay in the cost guide.
Questions to ask before you buy
Which of my carriers send downloads?
Ask for the vendor's carrier list and check your top carriers for policy, commission and claims downloads. Most downloads come through IVANS, the network most carriers use to send them.
Will I still need QuickBooks?
Only some systems keep a full general ledger. Others handle invoices and commissions and send the rest to QuickBooks.
What does the move cost and how long does it take?
Ask for the conversion fee in writing and what data comes over. Timelines on these profiles run from about a month to three months, and accounting history often stays behind.
Does it work with my rater?
Check whether quotes come back into the AMS or only go out to the rater. A two-way bridge saves retyping.
Can I leave and take my data?
Read the renewal and notice terms before you sign. Ask how you get a full export and how long you have after the contract ends.
Browser or Windows?
Browser systems need no server. Windows systems run on your server or a hosted desktop, which adds backup and upkeep.
Frequently asked questions
What is an insurance agency management system?
An agency management system, or AMS, is the agency's system of record for clients, policies, documents and accounting.
How much do agency management systems cost?
Three of the 18 agency management systems on this page publish prices: HawkSoft, NextAgency and Momentum AMP. Starting prices per person per month run from $70.83 to $99 across the two that publish one. The cost guide has every published price.
Which agency management systems offer a free trial?
Three of the 18 list a free trial: NextAgency (30 days), Momentum AMP (30 days) and Insly (14 days).
How is this list ordered?
We start from a default order built on trust factors, which are how many buyer facts the vendor publishes, whether its identity is verified, how openly it shows prices, how long it has been in business and an editorial review. Affiliate and paid links play no part, and a higher spot does not mean a better product. Read how we order vendors.
How we researched this. We based this page on each vendor's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.