Insurance Quoting Software: Compare 37 Quoting Tools for Agents
Quoting software shows you prices from several carriers so you can pick the right one for a client. Life and health quoters run on carrier rate tables. Raters compare auto, home and business prices from many carriers side by side, and submission tools send commercial applications to markets.
We compared 37 tools on price, the lines they quote, how you get access and whether you can apply or bind without leaving the tool.
- Tools compared
- 37
- List prices in dollars
- 21
- Free to any agent
- 6
- Free with contracting
- 4
Quick picks by need
Final expense agent on a budget
A monthly plan with a published price, sold direct.
Life agent who buys software direct
Term and permanent life quoting with a published price.
Life agent who wants quote to application
Quote and start the carrier application in one tool.
Zinnia, BackNine Quote & Apply, Quility Navigator, iPipeline LifePipe
Life agent who wants it free
No software bill, usually tied to contracting or a quick price check.
Life agent working through a BGA or carrier
Quoting and illustrations your upline or carrier gives you.
Annuity seller
Compare annuity rates and products across carriers.
Zinnia, BackNine Quote & Apply, CANNEX, Hexure, IntegrityCONNECT
Medicare agent who enrolls online
Compare plans and enroll in at least some plan types without leaving the tool.
ConnectureDRX PlanCompare, CSG MarketAdvisor, IntegrityCONNECT, Quotit, SunFire, MedicareCopilot
ACA agent
Quote and enroll Marketplace plans. Several are free because carriers pay.
HealthSherpa for Agents, IntegrityCONNECT, Quotit, GetInsured
Small group benefits broker
Quote group medical, dental and vision across carriers.
Personal lines agency
Live auto and home quotes from several carriers with one entry.
EZLynx Rating Engine, QuoteRUSH, TurboRater, PL Rating, Epic Quotes Personal Lines, QuotePro
Commercial lines agency
Small business quotes from several carriers, or submissions to many markets.
Epic Quotes Commercial Lines, Talage Wheelhouse, Appulate, Tarmika, Ask Kodiak, Bindly, Applied Indio, ACORDS.com and acords.ai
Quick picks are matched on published features, not ranked. Each list follows our default order.
Compare 37 quoting tools
| Tool | Type | Starting price | Lines | How you get it | Apply or bind | Agency systems and CRMs |
|---|---|---|---|---|---|---|
| EZLynx Rating Enginerater | Personal lines rater | Quote only | Auto, home, dwelling fire | Buy from EZLynx | On carrier site | EZLynxHawkSoft |
| ConnectureDRX PlanComparequoter | Medicare quote and enroll | $100/agent/mo | Medicare Advantage, Part D, Medigap, ancillary | Subscription or through your upline | AgencyBlocMedicare PRO | |
| Talage Wheelhousesubmission | Submission platform | Quote only | Small commercial P&C | Buy from Talage | Terms allow bind (ask which carriers) | HawkSoftNexsure |
| COMPULIFEquoter | Life quoter | From $110/yr | Term, GUL, final expense | Buy direct | None named | |
| QuoteRUSHrater | Personal lines rater | Quote only | Home, wind, flood, auto | Buy from QuoteRUSH | On carrier site | |
| Appulatesubmission | Submission platform | Free | Commercial and personal | Free sign-up, or Premium | Request to bind | Applied EpicAMS360HawkSoft |
| CSG MarketAdvisorquoter | Medicare quoter | From $20/mo | Medigap, Medicare Advantage, Part D, life, ancillary | Buy direct | Medigap and dental | None named |
| TurboRaterrater | Personal lines rater | Quote only | Auto, home, dwelling fire, motorcycle | Buy from Zywave | Some carriers | |
| ACORDS.com and acords.aisubmission | ACORD form filler | $180/yr | Any commercial line | Subscribe yourself | Fills ACORD forms | None named |
| Zinniaquoter | Life quotes and illustrations | From $525/user/yr | Term, GUL, permanent life, annuities | Subscribe or through a BGA | Through LifeSpeed | SmartOffice |
| PL Ratingrater | Personal lines rater | Quote only | Auto, home, flood and more | Buy from Vertafore | Some carriers | |
| Bindlysubmission | AI intake and form filler | Free plan, Pro $79/mo | GL, property, BOP, auto, WC, umbrella | Subscribe yourself | E-sign only (Premium), bind with the market | None named |
| Ninja Quoterquoter | Life website quoter | $19/mo | Term, whole life, final expense | Subscribe online | ||
| Epic Quotes Personal Linesrater | Personal lines rater | Quote only | Auto and home | Add-on to Applied Epic | On carrier site | Applied Epic |
| Ask Kodiaksubmission | Appetite search | Free | Commercial and specialty | Free sign-up or in Applied Epic | Applied EpicEZLynxZywaveVertaforeTarmika | |
| BackNine Quote & Applyquoter | Life quote and apply | Free with contracting | Life, LTC, MYGA | Free with contracting, or SaaS | ||
| Epic Quotes Commercial Linesrater | Commercial lines rater | Quote only | BOP, WC, GL, cyber, auto | Add-on to Applied Epic | On carrier portal | Applied Epic |
| Applied Indiosubmission | Application and submission workflow | Quote only | Commercial lines | Buy from Applied | Online client applications | Applied Epic |
| Free FEX Quoterquoter | Final expense quoter | Free | Final expense | Free, no sign-up | None named | |
| QuoteProrater | Personal lines rater | Quote only | Auto, motorcycle, renters, home | Buy from QuotePro | Consumers bind online | None named |
| LifeBrainquoter | Life quoter | $7/user/mo | Term, GUL, final expense | Subscribe or through a BGA | Through a BGA | None named |
| Tarmikarater | Commercial lines rater | Quote only | BOP, WC, GL, cyber, auto | Buy from Applied | Cyber only | Applied EpicEZLynxAgencyZoom |
| Quility Navigatorquoter | Life quote to apply | Free with contracting | Term, final expense, IUL | Contract with Quility | Five products | None named |
| Insurance Toolkitsquoter | Final expense and Medigap quoter | $39.99/agent/mo | Final expense, term, Medigap, ancillary | Subscribe online | ||
| HealthSherpa for Agentsquoter | ACA quote and enroll | Free | ACA health, dental, vision | Free sign-up | None named | |
| iPipeline LifePipequoter | Life quoting | Through your BGA | Term and GUL | Through a BGA or distributor | None named | |
| CANNEXquoter | Annuity comparison | Quote only | Income, fixed, indexed, variable annuities | Through your firm or upline | None named | |
| HealthConnect Broker Portalquoter | Group health quoting | Quote only | Group and individual health, ancillary | Through a general agency or carrier | Carrier links | None named |
| Hexurequoter | Life and annuity quoting | Quote only | Life, final expense, annuities | Through a carrier or upline | RedtailSalesforce | |
| IntegrityCONNECTquoter | Multi-line quote, CRM and enroll | Free with contracting | Medicare, ACA, life, annuities | Contract with Integrity | None named | |
| Quotitquoter | Health quote, CRM and enroll | $99/mo | ACA, Medicare, group, ancillary | Subscribe online | None named | |
| AgencyBloc Quote+quoter | Small group quote and enroll | Quote only | Group medical, dental and vision | Buy direct or through a GA | ||
| Ensight Intelligent Quotequoter | Life illustrations | Quote only | Term and permanent life, LTC | Through a carrier or upline | Two carriers | None named |
| SunFirequoter | Medicare quote and enroll | Free through FMOs | Medicare, Medigap, ancillary | Through an FMO or carrier | AgencyBlocKizenMedicareProRetireFlo | |
| GetInsuredquoter | ACA quote and enroll | Free | ACA health and dental | Free through a state exchange or EDE | None named | |
| Quoteplicityquoter | Life quoter and funnels | $59/mo | Term, whole life, UL, final expense | Subscribe online | Carrier hand-off | GoHighLevel |
| MedicareCopilotquoter | Medicare CRM, quote and enroll | $149/seat/mo | Medicare, Medigap, ancillary | Subscribe online | OutlookGmail |
Listed in our default order, which is built on trust factors, not on who pays us. Prices as of October 2026.
Agency systems such as AMS360 and AgencyBloc are marked in blue. See what agencies pay in the cost guide.
Questions to ask before you buy
Do I need appointments or an upline?
Many life and Medicare tools come free with contracting through an upline or marketing organization. Raters use your own carrier appointments and logins. Ask what happens to your access if you change uplines.
Who pays when it's free?
Usually carriers or the upline you contract with. Free tools may limit which carriers you see, so check the list against what you sell.
Can I apply or bind inside the tool?
Some tools carry the quote into the carrier application or a bind request. Others hand you off to the carrier site, where you retype details.
Does it connect to my agency system?
Look for a built-in connection that sends the quote and client back to your agency management system or CRM. A one-way hand-off still leaves retyping.
How current are the prices?
Life and Medicare quoters load carrier rate tables, so ask how fast rate changes appear. Raters pull live prices where a carrier is connected. Some carriers return estimates or indications (rough prices) instead.
Can I take my data with me?
Ask whether quotes, clients and applications export before you sign, especially for tools tied to an upline.
Frequently asked questions
What is insurance quoting software?
Insurance quoting software shows agents prices from several carriers at once. It covers life, health and Medicare quoters, personal and commercial comparative raters and tools that send commercial submissions to markets.
How much do quoting tools cost?
21 of the 37 quoting tools on this page publish prices: ConnectureDRX PlanCompare, COMPULIFE, Zinnia, CSG MarketAdvisor, Ninja Quoter, LifeBrain, HealthSherpa for Agents, BackNine Quote & Apply and 13 more. Starting prices depend on the unit: $19 to $119.99 per account per month (six), $7 to $149 per person per month (four), $110 to $2,340 per account per year (three) and $525 per person per year (one). The cost guide has every published price.
Which quoting tools offer a free trial?
Nine of the 37 list a free trial: EZLynx Rating Engine (ask for length), COMPULIFE (about 2 months), CSG MarketAdvisor (2 weeks), Ninja Quoter (30 days, no card), QuoteRUSH (10 days, per a QuoteRUSH post), Insurance Toolkits (14 days, card required), Quoteplicity (14 days, card required), Bindly (14 days, no card) and ACORDS.com and acords.ai (5 days).
How is this list ordered?
We start from a default order built on trust factors, which are how many buyer facts the vendor publishes, whether its identity is verified, how openly it shows prices, how long it has been in business and an editorial review. Affiliate and paid links play no part, and a higher spot does not mean a better product. Read how we order vendors.
How we researched this. We based this page on each vendor's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.