Ensight Intelligent Quote review for insurance agents: pricing, carriers and features
Ensight Intelligent Quote runs illustrations from several life and long-term care carriers off one case design. It uses each carrier's own engine, then adds a summary page to compare them.
It's sold to carriers, BGAs, IMOs, broker-dealers and RIAs, which give their producers logins. Price is quoted by sales.
- Best for
- Carriers, BGAs, IMOs and broker-dealers that run permanent life and LTC illustrations for their producers
- Lines
- Term and permanent life and long-term care
- Price
- Quoted by sales, usually billed yearly
- How you get it
- Through a carrier, distributor or upline that licenses it
- Carriers
- Participating carriers that run their illustration engines in Ensight
- Applications
- Sends cases to Allianz ApplyNOW and Equitable eApp
Our take
Ensight fits a brokerage that sells permanent life and wants producers running real carrier illustrations side by side. Saved cases make revisions quick.
Producers can't buy it themselves. Your upline or carrier holds the account and decides which products you see.
It's built for illustrations, not quick term quotes or health screening.
Pros
- Several carrier illustrations from one case design
- Uses each carrier's own illustration engine
- Saved cases you can revise and rerun
- Sends cases to Allianz and Equitable eApps
- Hands illustrations to client presentations
Cons
- No published price and no plan for a single agent
- Access and saved cases belong to the account holder
- No health or prescription screening
- No refunds, and unused licenses are still billed
Plans and pricing
- How it's priced
- A quote for your organization that sets users, services and term
- Who pays
- The carrier, distributor or agency that signs it
- Billing
- Yearly unless the quote says otherwise
- What you need first
- A demo with Ensight sales
As of October 2026, from ensightcloud.com. Ensight keeps its pricing terms confidential, and user licenses you order are owed even if they go unused.
Access and contracting
- How you get it
- As a user under your carrier's or upline's Ensight agreement
- Who pays
- The organization that holds the agreement
- What you need first
- A login from that organization. It picks which carriers and products you see
- If you leave your upline
- You have no right of your own to keep access, cases or illustrations
Your saved cases stay with the account holder. If you reach Ensight through an upline, leaving it can cut off your quote history and illustrations. Keep PDFs of anything a client signed.
Carriers, products and states
| Product | Type | Lines | Built for |
|---|---|---|---|
| Intelligent Quote | Illustration platform | Term and permanent life and long-term care | Carriers, distributors, BGAs, IMOs and RIAs |
| Ensight Presentations | Presentation tool | Illustrations from Intelligent Quote | Producers building client presentations |
- Carrier list
- ensightcloud.com carriers
- States
- Set by the products your organization turns on
Ensight says its carrier marketplace serves over 600 distributors, as of October 2026. It gives no carrier count.
Rates and underwriting
- Where rates come from
- Each carrier's own illustration engine
- Fixing a wrong rate
- Customer Success or support@ensightcloud.com
Case design inputs
- Underwriting class for each product
- Interest rate and index allocation
- IRC 7702 test choice
- Premium, death benefit and riders
- Policy loans and withdrawals
What it doesn't do
- No health or prescription lookup
- The class you pick isn't an underwriting decision
Quotes and proposals
| Result | What it means for you |
|---|---|
| Carrier illustration | The full illustration from the carrier's own engine |
| Summary page | Ensight's side-by-side view of several carriers, sortable by ledger values |
| Saved case | Rerun a revision without starting over |
- What you can send the client
- A PDF, or a hosted presentation through Ensight Presentations
An illustration doesn't confirm the class, the carrier's acceptance or state approval of the product.
Applications and enrollment
- Where the application goes
- Allianz ApplyNOW and Equitable eApp
- What carries over
- For Allianz, the client's details, the illustration and the agent's information
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| Allianz ApplyNOW | eApp | Built in | Out | Starts the application with case data filled in |
| Equitable eApp | eApp | Built in | Out | Hands the case to Equitable's application |
| Ensight Presentations | Presentations | Built in | Out | Adds illustrations to a client presentation |
| Luma | Sales platform | API | Both ways | Life and LTC quoting inside Luma |
Ensight names no CRM or agency system connection.
Getting started
Book a demo
Ensight sales walks your organization through Intelligent Quote.
Sign the quote
It sets your users, term and billing.
Set carriers and branding
Customer Success sets approved carriers, products and your logo and colors.
Train your producers
Training and consulting come through Customer Success or sales.
Customer Success answers 6 a.m. to 5 p.m. Pacific at 888-395-0378 and support@ensightcloud.com.
Mobile, users and security
Mobile
Intelligent Quote runs in a browser, with Chrome preferred. There's no app or offline mode.
Users and security
- Access set by organization and role
- Key data encrypted, including in transit
- Activity logged across the platform
Contract and your data
- Term
- Set in your quote
- Renewal
- Renews for a similar term, billed from the next month
- Canceling
- Written notice or email, unless the quote says otherwise
- Refunds
- None. Ordered user licenses are owed even if unused
- Your data when you leave
- Ensight doesn't have to keep it after the contract ends
- Terms
- Ensight terms
Terms dated January 26, 2026. Ensight doesn't own your data but may share it with carriers you do business with and use it in pooled benchmarks.
Ensight Intelligent Quote alternatives
- ZinniaFrom $525/user/yrLife illustrations plus term quoting, sold by subscription
- HexureQuote onlyLife and annuity eApps plus quoting, sold to carriers and uplines
- iPipeline LifePipeThrough your BGATerm and GUL quoting, usually free through an upline
- LifeBrain$7/user/moTerm, final expense and GUL quotes on a monthly plan
- BackNine Quote & ApplyFree with contractingQuote to eApp for life and LTC, free with contracting
See every option in insurance quoting software.
Frequently asked questions
How much does Ensight cost?
Ensight prices each organization by quote and keeps the terms confidential. Producers usually get it through a carrier or upline.
Can an agent sign up for Ensight directly?
No. Access comes through a carrier, distributor or upline with an Ensight agreement.
Which carriers does Ensight illustrate?
Those your organization turns on from Ensight's carrier list. Ensight gives no total count.
Can I submit an application from Ensight?
For some carriers. Cases can go to Allianz ApplyNOW and Equitable eApp.
Do I keep my Ensight cases if I change uplines?
Not by right. The account belongs to the organization that pays, so save your PDFs.
How we researched this review. We based this review on the terms and product pages published by Ensight Intelligent Quote, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Ensight Intelligent Quote quit selling or a contract term that reads different now, let us know and send the link to the page where Ensight Intelligent Quote has it. Somebody here pulls up that page and checks it before we change anything on ours.