Hexure review for insurance agents: pricing, carriers and features
Hexure makes Universal Quoter for life and annuity quotes, Website Quoter for your site and FireLight for e-applications. A quote can flow straight into the application.
Carriers, IMOs and BGAs license it and give their agents logins. Price is quoted by sales.
- Best for
- Carriers, IMOs and BGAs that want life and annuity quoting tied to their own e-application flow
- Lines
- Term, whole life, UL, IUL, final expense and fixed, MYGA and indexed annuities
- Price
- Quoted by sales
- How you get it
- Through a carrier or distributor that licenses Hexure
- Carriers
- Set by each client's setup
- Applications
- Quotes can start a FireLight e-application or a carrier e-ticket
- Website quoter
- Yes, Website Quoter for term, GUL and final expense
Our take
Hexure suits a carrier or large upline that wants life and annuity quotes feeding its own e-application flow. The underwriting analyzer and annuity quoting set it apart from term-only quoters.
A single agent can't sign up. Your firm picks the carriers and owns the data.
Ask for a live test of the quote-to-application hand-off before you sign.
Pros
- Life and annuity quotes in one tool
- Quotes flow into FireLight e-applications
- A health analyzer that suggests a likely class
- iPhone and Android apps, plus offline iPad signing
- Website quoter that captures partial leads
Cons
- No published price and no plan for a single agent
- Carriers and products depend on your firm's setup
- No full public carrier list
- No public contract terms
Plans and pricing
- How it's priced
- Quoted by sales after a consultation
- Who pays
- The carrier or distributor that licenses it
- What you need first
- A consultation and demo with Hexure
- Included
- E-signature on FireLight transactions
As of October 2026, from hexure.com. There's no self-serve plan for a single agent.
Access and contracting
- How you get it
- A login from your carrier, IMO or BGA
- Who pays
- The organization that holds the license
- What you need first
- Your firm turns on carriers and products. FireLight can check your license and appointments
- If you leave your upline
- The firm's contract with Hexure decides what you keep
Your quotes and cases live in your firm's account. Hexure treats the licensing firm as the owner of submitted data. Ask your upline what you can take with you before you switch.
Carriers, products and states
| Product | Type | Lines | Built for |
|---|---|---|---|
| Universal Quoter | Agent quoter on web, iOS and Android | Life and fixed, MYGA and indexed annuities | Agents at licensing firms |
| Agency Life Quoter | Agent quoter | Term, permanent life and final expense | Agents at licensing firms |
| Website Quoter | Website quoter | Term, GUL and final expense | Agencies and their clients |
| Life Quotes API | Quote API | Term and permanent life | Firms building their own tools |
| FireLight | E-application platform | Life and annuities | Carriers and distributors |
| Vive | Term quote to submit | Term life | Advisors at BGAs |
- Carriers
- Set by each client
- States
- Set by each carrier and product
Hexure shows sample carriers such as Corebridge, F&G, Midland National, Protective and Sagicor, as of October 2026. The full list comes after a consultation.
Rates and underwriting
- Where rates come from
- Carrier rates and underwriting guides
- Fixing a wrong rate
- Hexure client support
Underwriting tools
- AI Health Analyzer with a likely risk class
- Credits and debits shown for each carrier
- Carrier build charts
- Needs calculator
- Several face amounts at once
The health analyzer uses each carrier's build chart rules and keeps an audit trail. Its class is a guide, not an underwriting decision.
Quotes and proposals
| Result | What it means for you |
|---|---|
| Quote only | Premiums for the products your firm turned on |
| Rate comparison | Carriers side by side, with AM Best ratings |
- What you can send the client
- A PDF or a link
A quote isn't a final class or premium, and it doesn't confirm state approval or your appointment.
Applications and enrollment
- Where the application goes
- A FireLight e-application or a carrier e-ticket
- What carries over
- The insured's details and the quote fill in the application
- E-signature
- Online or offline signing in FireLight
Website quoting and consent
Clients compare term, GUL and final expense quotes on your site, with AM Best ratings. You get their details even when they stop partway.
- Ways to add it
- A script on your site
- Your branding
- Your look, carriers and products
- Where leads go
- To your agency, through a built-in form or your own form and CRM
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| FireLight | eApp | Built in | Out | Starts the application with quote data filled in |
| Redtail | CRM | FireLight | In | Pulls client details into FireLight |
| Salesforce | CRM | FireLight | In | Pulls client details into FireLight |
| SureLC | Licensing | FireLight | In | Checks licenses, appointments and product training |
| DTCC | Licensing and case status | API | Both ways | Checks who can sell and returns case status |
| Luma | Sales platform | FireLight | Out | Puts FireLight e-apps and illustrations inside Luma |
| Your own software | API | Life Quotes API | Out | Returns premiums, ratings and rider fees as data |
Getting started
Ask for a consultation
Hexure sales scopes your carriers, products and workflow.
Configure
Hexure sets up your branding, carriers, products and features.
Test the hand-off
Run a quote into each e-application path your agents will use.
Roll it out
Agents log in on the web or the mobile app.
Support is by phone, email and a help center. Vive users get round-the-clock tutorials.
Mobile, users and security
Mobile
Universal Quoter has iPhone and Android apps. The FireLight iPad app lets you fill and sign an application offline once it's checked out.
Users and security
- Roles, review queues and approvals in FireLight
- Single sign-on
- Audit trails and usage reports
Contract and your data
- Your data when you leave
- Set in your firm's contract. The firm controls the data
- Privacy
- Hexure privacy policy
Read in October 2026. Hexure posts no standard terms, so term, renewal and refunds come from your contract.
Hexure alternatives
- iPipeline LifePipeThrough your BGATerm and GUL quoting tied to iGO eApp, usually free through an upline
- EnsightQuote onlyMulti-carrier life and LTC illustrations, licensed to carriers and uplines
- ZinniaFrom $525/user/yrLife illustrations plus term quoting, sold by subscription
- CANNEXQuote onlyAnnuity rate data and comparisons for advisors and distributors
- BackNine Quote & ApplyFree with contractingLife, annuity and LTC quote to eApp, free with contracting
See every option in insurance quoting software.
Frequently asked questions
How much does Hexure cost?
Hexure quotes each firm after a consultation. The firm that licenses it pays, so ask your firm whether it passes a cost to you.
Does Hexure quote annuities?
Yes. Universal Quoter covers fixed, MYGA and indexed annuities next to life products.
Does Hexure connect to my CRM?
FireLight can pull client details from Redtail and Salesforce.
Can I put Hexure quotes on my website?
Yes, with Website Quoter. It covers term, GUL and final expense and sends you leads.
How we researched this review. We based this review on the terms and product pages published by Hexure, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Hexure quit selling or a contract term that reads different now, let us know and send the link to the page where Hexure has it. Somebody here pulls up that page and checks it before we change anything on ours.