MedicareCopilot review for insurance agents: pricing, carriers and features
MedicareCopilot combines a Medicare CRM with plan comparison, Scope of Appointment tools and enrollment sent straight to supported carriers. Plan data comes from ConnectureDRX.
Pro costs $149 a seat per month on a one-year commitment, and you don't need to join an FMO.
- Best for
- Independent Medicare agents and agencies who want a CRM, plan comparison and enrollment without tying themselves to an FMO
- Lines
- Medicare Advantage, Part D, Medigap, dental, vision, hearing and hospital indemnity
- Price
- $149 a seat per month on a one-year commitment
- How you get it
- Subscribe yourself, or through an FMO or enterprise license
- Carriers
- Major Medicare carriers. No public list
- Applications
- Sends enrollments to supported carriers and tracks status
- Website quoter
- Yes, a personal quote link and branded consumer site
Our take
MedicareCopilot suits an independent Medicare agent who wants a CRM, plan comparison and enrollment in one place without an FMO's strings. The drug entry by photo or voice saves typing during a client meeting.
It's a pricier seat than FMO-provided tools, and you sign for a full year.
Confirm your carriers take enrollments from it before you commit.
Pros
- No FMO tie-in
- Drug entry by text, photo or voice
- Plans scored on what the client cares about
- Carrier enrollment with status updates
- Free export and a yearly SOC 2 audit
Cons
- One-year commitment with auto-renewal
- Phone and assistant seats cost extra
- No public carrier list
- No mobile app
Plans and pricing
| Plan | Price per seat a month | What it adds |
|---|---|---|
| ProAgents and small agenciesCovers most solo agents | $149 | CRM, quotes, plan scoring, carrier enrollment, digital PTC, SOA and needs assessment, personal quote links and reports |
| EliteAgencies tracking commissions | $199 | Everything in Pro, plus batch quotes, advanced campaigns, commission reconciliation and priority support |
| Agency or EnterpriseOver 100 users | Quote only | Volume licensing and custom terms |
As of October 2026, from medicarecopilot.ai. Assistant seats are $50 a month, and phone, text and video start at $30 a seat a month. Paying a full year upfront saves 5%, and there's no setup fee.
What it would cost you
Cost per month
First-year cost
Cost per enrollment
Uses the published seat prices in the table above. Quarterly billing is also offered at the monthly rate. Assistant seats and phone add-ons aren't included.
Access and contracting
- How you get it
- Subscribe online, or get a seat from your FMO or agency
- Who pays
- You, or the FMO or agency that licenses it
- What you need first
- Your licenses and appointments. No FMO tie-in
Check the insurance rule before you buy. Agencies and FMOs must carry E&O, general liability and cyber coverage of at least $1 million a claim. A solo agent with no other users is exempt from the cyber part.
Carriers, products and states
- Carriers
- Major Medicare carriers, added over time
- States
- Set by your plan, the carrier and the plan type
MedicareCopilot publishes no carrier or state list, as of October 2026. Ask which carriers take enrollments from your plan before you sign.
Medicare tools and compliance
- Plan data
- ConnectureDRX, CMS and carrier data on plans, formularies and networks
- Drug and doctor lookup
- Drugs by text, photo or voice, plus doctors, facilities and pharmacies with preferred and mail-order status
- Scope of Appointment
- Digital PTC, SOA and needs assessment on the client record
- Call recording
- Recordings, transcripts and summaries with the phone add-on
- Enrollment
- Medicare Advantage, Part D, Medigap and ancillary, sent to the carrier with election period checks
Plan scoring
- Twelve factors weighted by what the client cares about
- A ranked shortlist
- Flags possible special needs plans
- Comparisons saved on the client record
The consumer quote link shows a short TPMO disclaimer without the plan and carrier counts. Check it against your compliance rules.
Quotes and proposals
| Result | What it means for you |
|---|---|
| Quote only | Premiums and estimated drug and yearly costs |
| Plan comparison | Plans scored on the client's drugs, doctors and priorities |
- What you can send the client
- A link
Cost estimates and network matches can change. Confirm them with the plan before you enroll.
Website quoting and consent
Clients see premiums, estimated costs, drug and doctor matches and star ratings on your personal link. Their activity and permission to contact land in your CRM.
- Ways to add it
- A personal quote link or a branded consumer site
- Your branding
- Agent or agency branding
- Consent record
- Permission to contact with timestamps
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| ConnectureDRX | Plan data | API | In | Plans, formularies, networks and ready-to-sell tracking |
| Carrier enrollment systems | eApp | Carrier-direct | Both ways | Sends enrollments and gets status back |
| Outlook and Gmail | Email and calendar | Built in | In | Email, meetings and notes on the client record |
| Phone, text and video | Calling | Paid add-on | Both ways | Calls and texts with recordings and transcripts |
| Spreadsheets | Import and export | CSV | Both ways | Bring in your book, export contacts and history |
| Carrier statements | Commissions | Upload | In | Reconciles commissions on Elite |
Getting started
Book a demo
Watch the walkthrough or schedule a live demo.
Subscribe
Pick Pro or Elite and your billing schedule.
Import your book
Bring in contacts from a spreadsheet or another CRM.
Run guided setup
The onboarding team helps, and it takes 2 to 4 hours.
Support is by email, phone and help docs. Elite adds a customer success manager.
Mobile, users and security
Mobile
It runs in a web browser. There's no app.
Users and security
- Agent, admin and staff roles
- Two-factor login for every account
- Encryption in transit and at rest
- Audit logs and daily backups
- Yearly SOC 2 Type II audit
- BAA signed before handling health data
Contract and your data
- Term
- 12 months
- Renewal
- Renews each year at the current price, with a reminder 45 days ahead
- Canceling
- Turn off renewal any time. You still owe the current year
- Refunds
- Generally none
- Your data when you leave
- Export contacts, history and documents free, and ask for your data back within 30 days
- Terms
- Subscription terms
Terms read in October 2026. Disputes go to arbitration unless you opt out within 30 days, and de-identified data can be used for benchmarking.
MedicareCopilot alternatives
- ConnectureDRX PlanCompare$100/agent/moMedicare plan comparison and enrollment, the data MedicareCopilot uses
- SunFireFree through FMOsMedicare quote and enroll, usually free through your FMO
- IntegrityCONNECTFree with contractingMedicare CRM, quoting and enrollment, free with Integrity contracting
- CSG MarketAdvisorFrom $20/moMedigap and Medicare Advantage quotes with per-state pricing
- Quotit$99/moMedicare, ACA and group quoting with a CRM, monthly
See every option in insurance quoting software.
Frequently asked questions
How much does MedicareCopilot cost?
Pro is $149 and Elite is $199 a seat per month, both on a one-year commitment.
Do I need an FMO to use MedicareCopilot?
No. You can subscribe directly with your own appointments.
Where does MedicareCopilot get its plan data?
From ConnectureDRX, CMS and the carriers.
Can I cancel MedicareCopilot any time?
You can stop the renewal any time, but you still pay out the current year.
How we researched this review. We based this review on the pricing, terms and product pages published by MedicareCopilot, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan MedicareCopilot quit selling or a contract term that reads different now, let us know and send the link to the page where MedicareCopilot has it. Somebody here pulls up that page and checks it before we change anything on ours.