SunFire review for insurance agents: pricing, carriers and features
SunFire quotes and enrolls Medicare Advantage, Part D, Medigap and ancillary plans, with full enrollment for over 110 large carriers. It checks CMS eligibility in real time and gives you a personal enrollment link.
Agents get it through an FMO or carrier, often free.
- Best for
- Medicare agents whose FMO or carrier provides SunFire and who enroll MAPD and PDP plans in one place
- Lines
- Medicare Advantage, Part D, Medigap, dental, vision, hearing and hospital indemnity
- Price
- Free to agents through many FMOs. FMOs and carriers pay a quoted price
- How you get it
- Through your FMO, upline or carrier
- Carriers
- 110+ for Medicare Advantage and Part D enrollment
- Applications
- Full enrollment for marked carriers. Others link to the carrier portal
- Website quoter
- Yes, a personal enrollment link
Our take
SunFire suits a Medicare agent whose FMO already provides it and who wants enrollment for most big carriers in one flow. The cross-product cart saves retyping when a client buys MAPD and dental.
Your access and book sit in your FMO's instance. Leaving the FMO can cut you off.
Pros
- Full enrollment for 110+ large carriers
- Real-time CMS eligibility lookup
- Client details carry across products
- Connects to AgencyBloc, Kizen, MedicarePro and RetireFlo
- SOC 2 and HITRUST r2
Cons
- Only through an FMO, upline or carrier
- No promised export if you change FMOs
- No app, and some FMO setups aren't phone-friendly
Plans and pricing
- How it's priced
- Quoted by sales for FMOs, brokerages and carriers
- Who pays
- The FMO or carrier that licenses it
- What agents pay
- Usually nothing. PSM, for one, gives it free with Medicare contracts
As of October 2026, from sunfireinc.com and FMO pages. SunFire offers no public trial or self-serve plan.
Access and contracting
- How you get it
- Your FMO or upline sets up your account
- Who pays
- Your FMO, upline or carrier
- What you need first
- A Medicare contract with that upline and ready-to-sell status for each carrier
- If you leave your upline
- No published rule on keeping access, clients, SOAs or applications
Your book lives in your upline's SunFire instance. Nothing promises an export or transfer to another FMO's instance. Keep your own copies of SOAs and enrollments.
Through Spark, access arrives about five business days after ready-to-sell is confirmed.
Carriers, products and states
- Carriers
- 110+ for Medicare Advantage and Part D
- Carrier list
- SunFire capabilities chart
- States
- Each plan's service area, your licenses and ready-to-sell status
SunFire says it enrolls Medicare Advantage and Part D with 110+ large carriers, as of October 2026. The chart shows which carriers get full enrollment and which only link out.
Medicare tools and compliance
- Plan data
- Carrier-approved plan data, plus drug details from Medicare.gov
- Drug and doctor lookup
- Drugs, doctors and pharmacies with cost comparison
- Eligibility
- Real-time CMS eligibility and enrollment history lookup
- Scope of Appointment
- By email, text, upload or a client intake link
- Call recording
- When your organization sets up SunFire telesales or call tracking
- Enrollment
- Integrated for marked carriers. Anthem and Humana go in real time, others overnight
Shopping tools
- Plan search in plain language
- AI summary of plan differences
- One shopping cart across products
- Book reports on cancellations, crosswalks and renewals
Medigap underwriting alerts
- Aetna, Aflac and Anthem
- Cigna and Humana
- Mutual of Omaha and UnitedHealthcare
Quotes and proposals
| Result | What it means for you |
|---|---|
| Quote only | Premiums for plans in the client's area |
| Plan comparison | Plans compared on drugs, pharmacies and doctors |
| Rate comparison | Medigap rates across carriers |
- What you can send the client
- An email, a text or a link
Networks, formularies and Medigap underwriting can change after the quote.
Applications and enrollment
- Where the application goes
- Straight to the carrier where SunFire has full enrollment. A carrier portal link elsewhere
- What carries over
- Drugs, conditions, Medicare number, birth date, Part A and B dates and address carry across products
- E-signature
- Text, tablet or email. Spark links expire in 24 hours
Website quoting and consent
Clients shop and enroll on a personal link with your photo and contact details. Your FMO sees the activity and applications in its dashboard.
- Ways to add it
- A hosted personal link
- Your branding
- Your photo and contact details. Private label for enterprises
- Where leads go
- Your organization's dashboard, and its CRM if connected
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| AgencyBloc AMS+ | Agency system | Built in | Both ways | Sends contacts, drugs and doctors. Policies come back |
| Agent CRM by Kizen | CRM | Built in | Both ways | Launches SunFire from a contact and returns enrollments |
| MedicarePro | CRM | Built in | Both ways | Fills member details. Plan data returns if your FMO allows |
| RetireFlo | Client intake | Built in | In | Brings in doctors, drugs and pharmacies |
| Your own software | API | API | Both ways | Pushes data in and pulls insights out, for enterprises |
Getting started
Ask your FMO
Check that your contract includes SunFire.
Get ready to sell
Finish certification for each carrier you want.
Log in
Your upline sends access once you're ready to sell.
Share your link
Send clients your personal enrollment link.
Training and support come through your FMO and its SunFire account manager.
Mobile, users and security
Mobile
It runs in a browser and takes signatures on tablets. There's no app.
Users and security
- Role-based access
- SOC 2 and SOC 3 reports
- HITRUST r2 and PCI DSS
- Data stored in the US
Contract and your data
- Your data when you leave
- No promised export or transfer between FMO instances
- Privacy
- SunFire privacy policy
Read in October 2026. Your FMO's agreement with SunFire sets the terms, and agents don't see it.
SunFire alternatives
- ConnectureDRX PlanCompare$100/agent/moMedicare plan comparison and enrollment by subscription
- IntegrityCONNECTFree with contractingMedicare CRM, quoting and enrollment, free with Integrity contracting
- MedicareCopilot$149/seat/moMedicare CRM and enrollment you can subscribe to without an FMO
- CSG MarketAdvisorFrom $20/moMedigap and Medicare Advantage quotes priced by state
- Quotit$99/moMedicare, ACA and group quoting with a CRM, monthly
See every option in insurance quoting software.
Frequently asked questions
Is SunFire free for agents?
Often. Many FMOs include it with your Medicare contract, and they pay SunFire.
Can I buy SunFire myself?
No. You get it through an FMO, upline or carrier.
Which CRMs work with SunFire?
AgencyBloc AMS+, Agent CRM by Kizen, MedicarePro and RetireFlo.
How we researched this review. We based this review on the pricing, terms and product pages published by SunFire, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan SunFire quit selling or a contract term that reads different now, let us know and send the link to the page where SunFire has it. Somebody here pulls up that page and checks it before we change anything on ours.