InsuranceAgencyTools

Free FEX Quoter review for insurance agents: pricing, carriers and features

By the IAT editorial team | Updated October 9, 2026

Free FEX Quoter compares final expense premiums across 78 carrier products for up to five face amounts at once. It shows smoker and non-smoker prices side by side.

It's free and needs no upline, carrier contract or sign-up to quote. Register an email to unlock a few checks and run it on your own domain.

Best for
Final expense agents who want a fast free price check across many products
Lines
Final expense
Price
Free. No software fee and no sign-up needed to quote
How you get it
Open the website. No upline, carrier or production rules
Carriers
78 carrier products
Applications
No. It stops at the price

Our take

Free FEX Quoter is a quick way for a final expense agent to see who's cheapest at a few face amounts. It's the free version of Best Plan Pro, a paid final expense quoter from the same company, and isn't tied to any upline.

That's all it does. It doesn't check health, drugs or the client's state, so a low price can belong to a product the client won't qualify for or can't buy.

Use it for a first look, then confirm with the carrier or a paid quoter with underwriting.

Pros

  • Free, with no sign-up needed to quote
  • No upline, carrier or production rules
  • Up to five face amounts in one run
  • Your own branded domain at no charge

Cons

  • No health or prescription screening
  • No state field, so availability isn't checked
  • No application, saved quotes or CRM
  • Agent use only, with no consumer quoter

Plans and pricing

How it's priced
Free to use
Who pays
Nobody. The company behind Best Plan Pro runs it at no charge
What you need first
Nothing to quote. An email address to unlock extra checks and your own domain

As of October 2026, from freefexquoter.com. Health screening, state rules and nicotine types are in Best Plan Pro, a separate paid product.

Good to know before you use it

  • You can run it on your own web address at no extra charge. The DNS change can take up to 24 hours.
  • It's for agents. Clients can't quote themselves on it.
  • There are no client accounts, saved quotes or CRM.

Access and contracting

Screenshot of Free FEX Quoter's home page at freefexquoter.com
Free FEX Quoter's home page at freefexquoter.com, as it looked on October 8, 2026.
How you get it
Go to freefexquoter.com and quote
Who pays
No one
What you need first
Nothing. Register an email to turn on age and face limits and branding
If you leave your upline
Nothing changes. It isn't tied to one

Carriers, products and states

Carriers
78 carrier products
Carrier list
The product picker on the quote screen
States
No state field. Check each product's state rules with the carrier

The quote screen listed 78 carrier-product names in October 2026. That counts products, so several can come from one carrier.

Rates and underwriting

Where rates come from
Best Plan Pro's rate data
How often they update
Whenever Best Plan Pro updates
Fixing a wrong rate
Post it on the suggestion board

Underwriting tools

  • Smoker and non-smoker prices side by side
  • Age and face amount limits after you register

What it doesn't check

  • Health conditions or prescriptions
  • Height and weight
  • The client's state

Quotes and proposals

ResultWhat it means for you
Rate comparisonMonthly premiums for up to five face amounts, sorted by price
Quote onlyEach carrier's premium by payment mode
EstimateA price before underwriting. The client's health can change it
What you can send the client
A link that opens the same settings

A result isn't a final premium or a check that the product sells in the client's state.

Getting started

  1. Open the site

    Pick an age, sex and up to five face amounts, then compare.

  2. Register your email

    An activation link unlocks age and face limit checks.

  3. Add your brand

    Set your name, logo and colors and point your own domain at it.

  4. Share your settings

    Send a link that opens the quoter with your choices filled in.

Help is by email at info@insurancesoftwareautomation.com. There's no formal training.

Mobile, users and security

Mobile

It runs in a phone browser, and you can add a home screen icon. There's no app and it needs internet.

Users and security

  • An unlock code controls changes to your custom domain
  • No user accounts to manage

Frequently asked questions

Is Free FEX Quoter really free?

Yes. There's no software fee and no upline or carrier requirement.

Does Free FEX Quoter check my state?

No. The quote screen has no state field, so check availability with each carrier.

Does it screen health conditions?

No. It shows smoker and non-smoker prices only.

Can I brand Free FEX Quoter as my own?

Yes. Point your own domain at it and set your name, logo and colors at no charge.

How we researched this review. We based this review on the pricing, terms and product pages published by Free FEX Quoter, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.

Corrections

Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Free FEX Quoter quit selling or a contract term that reads different now, let us know and send the link to the page where Free FEX Quoter has it. Somebody here pulls up that page and checks it before we change anything on ours.

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