Epic Quotes Personal Lines review for insurance agencies: pricing, carriers and integrations
Epic Quotes Personal Lines rates auto and home with several carriers inside Applied Epic. The chosen quote becomes an Epic policy record.
It's an add-on for Applied Epic agencies, licensed per user and quoted by Applied.
- Best for
- Personal lines agencies on Applied Epic that want quotes to become Epic policies
- Lines
- Personal auto and homeowners
- Price
- Quoted by sales, per user, as an add-on to Applied Epic
- Carriers
- 156 instant-rate carriers and programs
- States
- 48 states and DC
- How it connects
- Instant rates, plus carrier websites filled from Epic
- Agency system
- Built into Applied Epic
Our take
Epic Quotes fits a personal lines agency already on Applied Epic. Quotes start from Epic contacts and expiring policies, and sold quotes become policies without retyping.
You still bind on the carrier's site, and it only works inside Epic.
Pros
- No separate login from Applied Epic
- Sold quotes become Epic policies
- Remarket straight from renewals
- Branded proposals
- User, agency and corporate carrier logins
Cons
- Only for Applied Epic agencies
- Auto and home only
- Bind on the carrier site
- Prefill lookups past the free monthly allowance cost extra, and the allowance isn't published
Plans and pricing
Applied publishes no price for Epic Quotes Personal Lines and quotes it per user as an add-on to Applied Epic. The cost guide lists the add-on fees raters do publish.
- How it's priced
- An Epic Quotes subscription, per user, quoted by Applied sales
- What sets the price
- The number of licensed users
- Setup
- Requires Applied Epic
- Who to ask
- Applied sales at 708.534.5575
| Fee | Price | When it applies |
|---|---|---|
| LexisNexis prefill lookups | Quote only | After the free monthly lookups. Bought monthly or once, and they roll over |
As of October 2026, from Applied's help docs. A removed user license can't go back to that user for seven days.
Carriers, lines and states
- Carriers
- 156 instant-rate carriers and programs
- Personal lines
- Auto and homeowners
- States
- 48 states and DC, not Alaska or Hawaii
- Carrier list
- Instant Rate carrier map
- Adding a carrier
- Your admin adds carrier websites in Quotes Setup
The library listed 156 carrier and program names on October 4, 2026, with 110 for auto and 115 for home. EZLynx, Applied's standalone rater, has its own carrier count, 330+ by EZLynx's own figure.
How carrier connections work
| Carriers | How it connects | What it means for you |
|---|---|---|
| Instant Rate carriers | Rates returned to the results list | Side-by-side premiums in Epic |
| Live Fill carriers | Epic fills the carrier website | You finish on the carrier site |
| Any other carrier | You type the rate in | Keeps every option in one list |
- Appointment needed
- Yes, your own
- Whose carrier logins
- Yours, at user, agency or corporate level
- Where logins are kept
- Quotes Setup in Epic, with a change history
Live Fill depends on carrier websites. For carriers reached by filling their sites, a site or login change stops quotes until it's fixed.
Applicant questions and prefill
A carrier-specific tab groups extra questions, with shared questions asked once. Required fields show which carriers need them.
| Data | Source | Cost | Plan |
|---|---|---|---|
| Vehicles, drivers and dwelling details | LexisNexis | Counted lookups | After LexisNexis credentials |
- Imports from
- Applied Epic contacts and expiring policies
- Retyping still needed
- Binding on the carrier site and final billing details
Quote results, bridge and bind
| Result | What it means for you |
|---|---|
| Real-time quote | The carrier's premium, or a note that it needs more information |
Quick Compare and branded proposals put several rates side by side. Details show requested and rated coverages, discounts and payment plans.
- Bridge to carrier
- Proceed to Carrier opens the carrier portal with the quote filled in
- Bind in the rater
- No. Mark as Sold creates the Epic policy, and carrier download confirms it
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| Applied Epic | Agency system | Built in | Both ways | Fills quotes from contacts and policies, and creates the sold policy |
| LexisNexis | Prefill | Built in | In | Drivers, vehicles and dwelling details |
Getting started
Add the subscription
Applied sales adds Epic Quotes licenses to your Epic account.
Pick states and carriers
An admin chooses your states and carrier websites in Quotes Setup.
Enter logins
Add carrier logins and producer codes.
Set defaults
Admins set defaults by state and line. Users can set their own.
Applied support turns on prefill once you have LexisNexis credentials.
Mobile, users and security
Users and security
- Five quoting access levels
- Single sign-on for Epic
- Login change history
- SOC 2 Type II for Applied Cloud
Support and connection problems
- Support channels
- Phone and help center
Contract terms
- Term
- Your Applied agreement
- Your data
- Quotes stay in Epic, and admins can export a client's quotes as CSV
- Terms
- Applied terms of use
Read in October 2026. Your Applied agreement isn't public.
Epic Quotes Personal Lines alternatives
- EZLynx Rating EngineQuote onlyApplied's standalone rater, with 330+ carriers and consumer quoting
- PL RatingQuote onlyVertafore's rater, tied to AMS360 and QQCatalyst
- TurboRaterQuote onlyPersonal lines rater that bridges to 37 agency systems
- QuoteRUSHQuote onlyHome and auto rater strong in Florida and coastal markets
See every option in insurance quoting software.
Frequently asked questions
How much does Epic Quotes cost?
Applied quotes it per user as an add-on to Applied Epic. Prefill lookups past the free amount cost extra.
Does Epic Quotes use my own carrier logins?
Yes, saved in Quotes Setup for a user, the agency or the parent agency.
Can I use Epic Quotes without Applied Epic?
No. It's built into Epic. EZLynx is Applied's standalone rater.
Can I bind in Epic Quotes?
No. You bind on the carrier's site, and Epic creates the policy.
How we researched this review. We based this review on the terms and product pages published by Epic Quotes Personal Lines, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Epic Quotes Personal Lines quit selling or a contract term that reads different now, let us know and send the link to the page where Epic Quotes Personal Lines has it. Somebody here pulls up that page and checks it before we change anything on ours.