Tarmika review for insurance agencies: pricing, carriers and integrations
Tarmika takes one small commercial entry and quotes BOP, workers comp, GL, cyber and auto with several carriers. It runs on Ivans carrier connections and adds RT Specialty for E&S.
It's a standalone rater from Applied for independent agencies, with pricing quoted by sales.
- Best for
- Commercial agencies on any agency system quoting BOP, workers comp, GL and cyber with several carriers
- Lines
- BOP, workers comp, general liability, cyber, commercial auto, package and E&S
- Price
- Quoted by sales
- How it connects
- Ivans carrier connections, plus RT Specialty for E&S
- Agency system
- Applied Epic and EZLynx, plus AgencyZoom and Better Agency
Our take
Tarmika fits a commercial agency that writes lots of small accounts on Applied Epic, EZLynx or another system. Quick Quote shows early premiums before you finish the submission.
Many carriers return indications, so expect underwriter follow-up before binding.
Pros
- Quick Quote premiums before the full submission
- Bind and issue cyber with Coalition and CFC
- Prefilled ACORD forms for other markets
- 20,000+ business classes
- A website quoter for business owners
Cons
- Many results are indications
- Needs your own or association appointments
- No carrier count or state list
- Website quoter costs extra
Plans and pricing
Applied publishes no price for Tarmika and quotes it by license. The cost guide lists the add-on fees raters do publish.
- How it's priced
- Quoted by Applied sales, by license
- Setup
- With three or more licenses you get a success manager for free
- Who to ask
- Applied sales at 708.534.5575
As of October 2026, from tarmika.com. Tarmika Insured, the website quoter, is a separate product.
Carriers, lines and states
- Commercial lines
- BOP, workers comp, GL, cyber, commercial auto, package and E&S
- Carrier list
- Tarmika carrier grid
- Adding a carrier
- Carriers apply to join. The success program helps you turn on more
The carrier grid shows only carriers that agreed to be listed, as of October 2026. Commercial auto is live with Acuity, Donegal and Nationwide. Cyber from CFC and Coalition binds and issues.
How carrier connections work
| Carriers | How it connects | What it means for you |
|---|---|---|
| Tarmika and Ivans carriers | Direct carrier connections | Indications, bindable quotes or issued cyber policies |
| RT Specialty | Its digital E&S platform | E&S indications, or a full referral when the risk doesn't fit |
- Appointment needed
- Yes, direct or through an association's market access
- Whose carrier logins
- Your agency's
- Where logins are kept
- In Tarmika
Applicant questions and prefill
One entry goes to several carriers across several lines, with question sets that change as you answer. Tarmika covers more than 20,000 business classes.
- Imports from
- Applied Epic, EZLynx, Better Agency, XILO and Feathery forms
Quote results, bridge and bind
| Result | What it means for you |
|---|---|
| Indication | A rough price before the carrier reviews it |
| Bindable quote | A firm price you can bind |
| Issued cyber policy | A policy issued in the rater from CFC and Coalition |
| Referral | The carrier or RT Specialty needs to review |
Quick Quote shows premiums from eight carriers for BOP, GL and workers comp before you finish the submission. You can message underwriters and reserve a quote in the market.
- Bridge to carrier
- Opens the carrier's own site with the quote filled in, so you finish and bind there
- Bind in the rater
- Coalition and CFC cyber
- Other markets
- Prefilled ACORD forms for BOP, workers comp, GL and auto
Consumer quoting
- How it works
- Tarmika Insured on your website or a landing page
- What the consumer sees
- 12 or fewer questions, then several real-time options for BOP, GL and workers comp
- Where the lead goes
- Into your Tarmika workflow to quote more markets
- Plan
- Tarmika Insured, sold separately
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| Applied Epic | Agency system | Built in | Both ways | Risk data in and quote activity tracked |
| EZLynx | Agency system | Built in | Both ways | Risk data in and quote activity tracked |
| AgencyZoom | CRM | Built in | Both ways | Quotes from a lead with one entry |
| Better Agency | CRM | Hand-off | In | Sends prospect and client data |
| XILO and Feathery | Intake forms | Hand-off | In | Send commercial applications |
Getting started
Book a demo
Applied sales shows Tarmika.
Sign up
Buy licenses through Applied.
Add carriers
Enter producer codes and portal logins, or use market access.
Join the success program
With three or more licenses, get a success manager within a week.
Train
Weekly training and monthly feature webinars.
Mobile, users and security
Mobile
Agents use Tarmika in a web browser.
Support and connection problems
- Support channels
- Phone, help center and training
- Hours
- 24/7
The success program includes monitoring of your quote flow.
Contract terms
- Term
- Your Applied agreement
- Terms
- Applied terms of use
Read in October 2026. Your agreement with Applied isn't public.
Tarmika alternatives
- Epic Quotes Commercial LinesQuote onlyTarmika's rater built into Applied Epic
- BindlyFree plan, Pro $79/moAI client interview fills ACORD and carrier forms
- Talage WheelhouseQuote onlySmall commercial quoting with 20+ carriers through APIs
- AppulateFreeSends submissions to many markets, free on Standard
- Ask KodiakFreeAppetite search across carriers before you quote
See every option in insurance quoting software.
Frequently asked questions
How much does Tarmika cost?
Applied quotes it. The website quoter, Tarmika Insured, is sold separately.
Does Tarmika use my own appointments?
Yes, direct or through an association's market access.
Can I bind in Tarmika?
For Coalition and CFC cyber. Other carriers bridge to bind.
Which agency systems work with Tarmika?
Applied Epic and EZLynx, plus AgencyZoom and Better Agency.
How we researched this review. We based this review on the terms and product pages published by Tarmika, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Tarmika quit selling or a contract term that reads different now, let us know and send the link to the page where Tarmika has it. Somebody here pulls up that page and checks it before we change anything on ours.