iPipeline LifePipe review for insurance agents: pricing, carriers and features
iPipeline LifePipe compares term and guaranteed universal life quotes across more than 60 carriers. A quote can go straight into an iGO e-application or drop ticket.
BGAs and distributors license it and give logins to their agents, often at no charge.
- Best for
- Life agents whose BGA or distributor gives them LifePipe in its agent portal
- Lines
- Term and guaranteed universal life, with popular riders
- Price
- Licensed by the BGA or distributor. Often free to its agents
- How you get it
- A login from your BGA, IMO or distributor
- Carriers
- 60+
- Applications
- Hands quotes to iGO e-applications, drop tickets or paper forms
Our take
LifePipe suits a term or GUL agent whose BGA already offers it. The quote-to-iGO hand-off saves retyping the case.
You can't buy it yourself, and access ends when you leave the BGA.
Health screening is thin unless your BGA adds XRAE, iPipeline's paid health-screening add-on.
Pros
- Over 60 carriers for term and GUL
- Quotes flow into iGO e-applications and drop tickets
- Often free through your BGA
- Runs in your BGA's portal with single sign-on
Cons
- No way to buy it as a single agent
- Access and saved quotes end when you leave the BGA
- No prescription lookup in the base product
- No mobile app
Plans and pricing
- How it's priced
- An order form with a yearly fee and a set number of users
- Who pays
- The BGA, IMO or distributor
- Billing
- Yearly in advance
- Extra use
- If you use more than you ordered, the extra is billed at 120% of list
As of October 2026, from ipipeline.com. Fees are non-refundable, and some BGAs such as PSM Brokerage include LifePipe free for their agents.
Access and contracting
- How you get it
- Your BGA or distributor sets up your login, often inside its agent portal
- Who pays
- Your BGA or distributor
- What you need first
- Contracting with that BGA. Its carrier relationships set what you can quote
- If you leave your upline
- Access ends, and you have no right to an export
Your saved quotes belong to your BGA's account. When the BGA removes you, LifePipe access ends. Save anything you need before you change uplines.
Carriers, products and states
- Carriers
- 60+
- States
- Set by your BGA's setup
iPipeline says LifePipe covers over 60 carriers, as of July 2026. It publishes no carrier list.
Rates and underwriting
- Where rates come from
- Carrier rate data that iPipeline calls real time
- Fixing a wrong rate
- Confirm with the carrier. iPipeline publishes no correction process
Underwriting inputs
- Height, weight and tobacco
- Blood pressure and cholesterol
- Diabetes and family history
- Riders such as return of premium and child term
Sold separately
- Prescription lookup
- XRAE health-class quoting
Quotes and proposals
| Result | What it means for you |
|---|---|
| Quote only | Premiums by carrier for the class you picked |
| Rate comparison | Carriers side by side |
| Saved quote | Shared with your BGA or other agents |
A quote isn't a carrier decision. Confirm the rate with the carrier.
Applications and enrollment
- Where the application goes
- An iGO e-application, a drop ticket or a carrier paper form
- What carries over
- The client's name, age, sex and state plus your details and the quoted carrier, face amount, class and premium
- E-signature
- Through iGO or AlphaTrust e-Sign, sold separately
Integrations
| Connects to | Type | How | Direction | What it does |
|---|---|---|---|---|
| iGO | eApp | Built in | Out | Creates an application with the quote filled in |
| FormsPipe | Paper forms | Built in | Out | Fills the client's name on term paper forms |
| XRAE | Underwriting | Add-on | In | Health answers set the class and premium |
| BGA agent portals | Portal | Embedded | In | Runs LifePipe inside the portal, with single sign-on |
| Partner software | API | Quote API | In | Pulls carriers, products and quotes for a BGA |
iPipeline also lists AgencyIntegrator, its agency back-office system, as working with LifePipe.
Getting started
Ask your BGA
Find out whether your contract includes LifePipe.
Log in
Use the link or single sign-on in your BGA's portal.
Quote only
Enter the client's health and pick riders.
Send it on
Start an iGO application or drop ticket from the quote.
Support runs through your BGA and iPipeline's customer portal, email and phone.
Mobile, users and security
Mobile
LifePipe works in a phone browser. There's no app.
Users and security
- Single sign-on through your BGA's portal
- Named users on the BGA's order form
Contract and your data
- Term
- Set on the order form, with no cancelling during the first term
- Renewal
- Renews for a year unless either side gives 60 days' notice
- Refunds
- None by default
- Price increases
- Once a year with 30 days' notice
- Your data when you leave
- The BGA can buy an export within 30 days. Agents get no export right
- Terms
- iPipeline terms of service
These are the terms your BGA signs, read in October 2026. iGO application data is kept 120 days after the last activity.
iPipeline LifePipe alternatives
- HexureQuote onlyLife and annuity quoting into FireLight eApps, licensed to carriers and uplines
- EnsightQuote onlyMulti-carrier life and LTC illustrations for brokerages
- COMPULIFEFrom $110/yrTerm, GUL and final expense quoting on a yearly license you buy yourself
- BackNine Quote & ApplyFree with contractingLife quote to eApp, free with BackNine contracting
- LifeBrain$7/user/moTerm, final expense and GUL quotes on a monthly plan
See every option in insurance quoting software.
Frequently asked questions
How much does LifePipe cost?
BGAs and distributors pay iPipeline a yearly fee. Many give LifePipe to their agents free.
Can I buy LifePipe as an individual agent?
No. You get it through a BGA, IMO or distributor.
Does LifePipe connect to iGO?
Yes. A quote can start an iGO application or drop ticket with the case details filled in.
How we researched this review. We based this review on the terms and product pages published by iPipeline LifePipe, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan iPipeline LifePipe quit selling or a contract term that reads different now, let us know and send the link to the page where iPipeline LifePipe has it. Somebody here pulls up that page and checks it before we change anything on ours.