InsuranceAgencyTools

E&O insurance finder for insurance agents

By the IAT editorial team | Updated October 9, 2026

Answer a few questions about who you are and what you sell, and the shortlist shrinks as you go. It covers 16 E&O carriers, association programs, program administrators and online marketplaces for insurance agents and agencies.

All 16 E&O providers

The table uses the same order.

All 16 E&O providers
E&O providerProgram typeWho can buyExample published priceDefense costsChecklist terms published
InsureonBroker and Online marketplaceP&C agents and Agencies and brokeragesNot publishedNot published4 of 12
EOforLessOnline marketplace and Online brandLife and health agents, P&C agents and Agencies and brokerages$441 paid in full, or $138 down and $33 a month (Life and health agent buying the NAPA program through EOforLess, Option A), checked October 2026Inside limits.10 of 12
Rockwood ProgramsProgram administrator and MGAP&C agents, Agencies and brokerages and MGAs, wholesalers and program administratorsNot publishedOutside limits until a cap.12 of 12
NAPA E&OAssociation program, Program administrator and BrokerLife and health agents, P&C agents and Agencies and brokerages$355 paid in full, or $126.25 down and $26.25 a month (Newly licensed life and health agent, Option A), checked October 2026Inside limits.12 of 12
American Agents Alliance E&OAssociation program, Program administrator and Insurance carrierP&C agents and Agencies and brokeragesAs low as $650 a year for new agencies, plus membership dues (New agency in business under three years, one producer, $150,000 or less in yearly revenue), checked October 2026Outside limits up to a cap.11 of 12
CalSurance AssociatesBroker, Program administrator and Association programLife and health agents and Agencies and brokeragesNot publishedSeparate defense limit.11 of 12
Utica National Agents E&OInsurance carrierLife and health agents, P&C agents, Agencies and brokerages and MGAs, wholesalers and program administratorsNot publishedOutside limits.9 of 12
Big I Professional LiabilityAssociation program and Insurance carrierLife and health agents, P&C agents and Agencies and brokeragesNot publishedOutside limits.11 of 12
Axis Insurance Services agents and brokers E&OBrokerAgencies and brokerages and MGAs, wholesalers and program administratorsNot publishedVaries.7 of 12
Markel agents and brokers E&OInsurance carrierAgencies and brokerages and MGAs, wholesalers and program administratorsNot publishedNot published2 of 12
Berkley Service Professionals insurance agent E&OProgram administratorAgencies and brokerages and MGAs, wholesalers and program administrators$10,000 minimum premium a year (Insurance-services firm with at least $2 million in revenue), checked October 2025Not published8 of 12
PIA Agents and Brokers E&OAssociation programAgencies and brokerages and MGAs, wholesalers and program administratorsNot publishedNot published4 of 12
Travelers life and health agents E&O through AMBAInsurance carrierLife and health agents, Agencies and brokerages and MGAs, wholesalers and program administratorsNot publishedInside limits.11 of 12
Hiscox Professional Liability for Insurance AgentsInsurance carrier and Program administratorP&C agents and Agencies and brokerages$40 a month to start (Insurance agent or small agency buying direct), checked October 2026Not published6 of 12
Get Insured 24/7Program administrator, MGA and Online marketplaceLife and health agents and Agencies and brokeragesNot publishedNot published10 of 12
Progressive CommercialBroker and Online marketplaceP&C agents and Agencies and brokeragesNot publishedNot published2 of 12

5 of 16 providers publish a sample price, 8 say whether defense costs sit inside or outside the limit and 7 publish consent to settle terms. Sample prices are for the buyer shown, not a quote for you, and your premium depends on your revenue, lines, claims and the limits you pick.

How this tool works

A provider stays on the shortlist only if its published programs match your answer. Policy terms come from each provider's program pages, applications and specimen forms where they publish one. If a provider doesn't say whether it fits, we leave it off and count it under the list, so you know who to ask.

"Checklist terms published" is a plain count of how many of the twelve terms in our E&O quote checklist the provider publishes. It is not a score.

This tool doesn't give coverage or legal advice. The policy you are issued controls, so confirm every term with the policy form and your broker.