Core Commissions review: pricing, statement matching and producer pay
Core Commissions is a rules engine that turns carrier statements and sales data into producer pay. It handles splits, overrides, advances against pay and chargebacks, audits the results and sends each producer a statement.
It sells to many industries, with an insurance workflow for agencies, IMOs, FMOs and benefits brokers. Prices are per payee and billed yearly, with a 15-payee minimum.
- Best for
- Agencies, IMOs, FMOs and benefits brokers with 15 or more people to pay
- Price
- From $10 a payee a month
- Minimum
- 15 payees, billed yearly
- Setup fee
- Quick Start, $500, required before you subscribe
- Free trial
- No. Quick Start includes 30 days of use after setup
- Statement intake
- Excel, CSV, PDF and text files, or scheduled feeds on Enterprise
- Splits and overrides
- Rules for splits, overrides, tiers, advances and chargebacks
- Producer statements
- Bulk-emailed statements and a producer portal from Launch
- Done-for-you service
- Managed Services, from $5 more a payee a month
Our take
Core Commissions fits an agency or upline with 15 or more people to pay and pay plans too complex for a spreadsheet. Launch, from $20 a payee a month, is the first plan that calculates pay, and Enterprise adds integrations and unlimited rules.
Entry cost is the main hurdle. Quick Start ($500) comes first, and a full year is billed up front, so 15 payees on Launch start at $3,600 a year.
Pros
- Rules handle splits, overrides, advances against pay, tiers and chargebacks
- Every result traces back to its data and steps
- Branded producer portal with a dispute queue
- Managed Services for just the tasks you choose
- Reads PDF and text statements as well as Excel
Cons
- 15-payee minimum and yearly billing up front
- Required $500 Quick Start before you subscribe
- Not built only for insurance
- Integrations need Enterprise and cost extra
- Larger rollouts take weeks to months
Plans and pricing
| Plan | Price a payee a month | Lowest yearly bill | What it adds |
|---|---|---|---|
| ReporterPay already worked out elsewhere | From $10 | $1,800 | Builds and emails pay reports from figures you import |
| LaunchAgencies with simple pay plansFirst plan that calculates pay | From $20 | $3,600 | 5 pay rules, producer portal, hierarchy, audits and disputes |
| EnterpriseComplex plans and integrations | $35 | $6,300 | Unlimited rules, integrations, scheduled imports and an assigned technician |
| Managed ServicesAdded to Enterprise | From +$5 a payee | Quote only | Statement conversion, pay runs, audits and reports, priced by the tasks you hand over |
Prices as of October 2026, from corecommissions.com/pricing. Every plan is billed yearly in advance with a 15-payee minimum, or 50 outside the US and Canada. Every user with a login counts as a payee, and one admin account is included.
What it would cost you
Cost per month
First-year cost
Cost per paid policy
Uses the starting per-payee prices above, before the Quick Start fee. Core bills at least 15 payees.
| Fee | Price | Notes |
|---|---|---|
| Quick Start | $500 once | Required. Up to 10 hours of setup and training, then 30 days of use |
| Extra Launch rule | $0.50 a payee a month | Each rule past the five included |
| Integrations | Quote only | Billed by the hour, about 15 hours each |
Good to know before you buy
- Quick Start isn't refunded once your system is set up.
- Custom code, data feeds and Report Designer reports aren't part of Quick Start.
Which plan has it
| Feature | Reporter | Launch | Enterprise | Managed Services |
|---|---|---|---|---|
| Bulk-emailed pay reports | ||||
| Pay rules | Add later | 5 | Unlimited | Unlimited |
| Producer portal | ||||
| Hierarchy management | ||||
| Automated audits | ||||
| Dispute queue | ||||
| Outside app integrations | ||||
| Scheduled imports | ||||
| Approval steps before payday | Add-on |
Launch includes 2 support tickets a month, and Enterprise and Managed Services include 4.
Getting started
Book a demo
See the rules engine on a sample of your pay plans.
Buy Quick Start
For $500, Core builds your rules, reports and dashboards for up to 10 hours and trains your team.
Use it for 30 days
Quick Start works as a paid trial. Run your own data through it, with no need to subscribe afterward.
Subscribe and go live
Pick a plan for a year. A plan fed by 2 or 3 spreadsheets or systems, with 10 to 12 pay rules, usually takes about two weeks.
Support runs through a knowledge base, an AI assistant, a forum, trouble tickets, phone and email. Larger rollouts take a few weeks to a few months.
Statement intake
- File types
- Excel, CSV, PDF and text
- How statements arrive
- Upload them. Enterprise can pull scheduled feeds by API, SFTP or web connector
- Carrier layouts
- Each statement is reshaped into one standard format on import
- Checks
- Each data source is checked for missing data before a pay period runs
On Managed Services, you send statements to Core and its staff convert them, including PDFs and scans.
Matching and missing payments
- Assigning lines
- Rules assign each policy to the writing agent, any override recipients and the right payout
- Lines it can't match
- Lines with no matching policy or producer go to a cleanup screen where you merge, fix and reassign them in bulk
How it finds missing pay
Audits flag missing data before you run a pay period. Standard reports compare what each carrier paid with what you should have received.
What you do next
Reports show underpayments by carrier, so you can take them up with each one.
Splits, overrides and hierarchy
Pay rules it handles
- Splits at different rates by role
- New business and renewal rates
- Hierarchy overrides
- Team pools and tiered rates
- Bonuses, higher rates past a target and one-off sales bonuses
- Floors and ceilings
Overrides and hierarchy
An override pays a manager on a downline's sale. Producers sit in their manager's downline, and rules set the override for each level. Several management levels can run in the same pay cycle.
Every rate change is logged with dates, along with each producer's role, territory and manager over time.
Advances, chargebacks and renewals
- Advances
- Tracks draws, which is pay advanced before it is earned, whether recoverable or not and when each is paid back
- Chargebacks
- A rule applies the chargeback and carries it into later pay runs
- Renewals
- Rules set renewal rates. Residual pay ends when its period is up
- Bonuses
- Bonuses, higher rates past a target and one-off payments, each as a rule
Producer statements and pay
- Statements
- Summary and detail statements for every payee in one click, emailed in bulk
- Producer portal
- From Launch. Each producer sees their own pay and dashboards, and managers see their team. It can carry your agency's name and logo
- Questions about pay
- Producers send questions through a dispute queue
- Paying producers
- You pay them. Payment data exports to Excel or CSV
Done-for-you service
- What staff do
- The tasks you choose: statement conversion, data cleanup, pay runs, audits, reports, disputes and producer setup
- What you do
- Send statements, pick the tasks and review an exception report
- Price
- From $5 a payee a month on top of Enterprise, set by the tasks
Integrations
| Connects to | Type | From plan | What it does |
|---|---|---|---|
| Salesforce and Freshsales | CRM | Enterprise | Bring in sales, customer and deal data |
| Oracle NetSuite | Accounting | Enterprise | Sends commission payments |
| Sage Intacct | Accounting | Enterprise | Brings in invoices, projects, employees and vendors |
| SFTP | Files | Enterprise | Scheduled file transfers |
Also listed by name on its integration page: HubSpot, Microsoft Dynamics, Zoho, Pipedrive, Bullhorn, Nutshell, QuickBooks, Xero, FreshBooks, Wave, Stripe, Zuora, ADP, Paychex, Workday, BambooHR, IVANS, Zywave, Snowflake, BigQuery, Redshift, SQL Server and PostgreSQL. Integrations need Enterprise or Managed Services and are built for an hourly fee.
Reports
Drag-and-drop dashboards and report designers build your own views. You can run any number of pay cycles and schedules at once.
Security and access
Who sees what
Roles limit what each person sees. Producers see only their own pay, and managers see their team.
Security
- Core says Launch and Enterprise pass a SOC 2 Type 2 security audit
- Every calculation step can be traced to its data
- Rate changes and disputes are logged
Contract and your data
- Term
- Yearly, billed in advance
- Quick Start
- No duty to subscribe afterward, and no refund once set up
- Your data
- Import and export in Excel or CSV on every plan
From Core Commissions' pricing and Quick Start terms, checked October 2026.
Core Commissions alternatives
- Commission TrackerFrom $67 a monthMonthly billing and no payee minimum
- GreenWave CommissionQuote onlyInsurance-only, with carrier contract levels and managed payouts
- NextCommissionSolo from $133.33 a month billed yearlyFlat price for up to five users, built for benefits
- AgencyCompFrom $39.95 a monthSmall agencies, with a free trial
See every option in insurance commission software.
Frequently asked questions
How much does Core Commissions cost?
Plans run from $10 to $35 a payee a month, billed yearly with a 15-payee minimum. A $500 Quick Start comes first.
Does Core Commissions have a free trial?
No. The paid Quick Start includes 30 days of use after setup, with no duty to subscribe.
Can Core Commissions handle overrides and chargebacks?
Yes. Rules set overrides for each hierarchy level and carry chargebacks into later pay runs.
Will Core process commissions for me?
Managed Services adds Core staff for the tasks you pick, from $5 more a payee a month on top of Enterprise.
Does Core Commissions connect to Salesforce?
Yes, on Enterprise or Managed Services. Integrations are built for an hourly fee.
How we researched this review. We based this review on the pricing, terms and product pages published by Core Commissions, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Core Commissions quit selling or a contract term that reads different now, let us know and send the link to the page where Core Commissions has it. Somebody here pulls up that page and checks it before we change anything on ours.