TTC Leads review: leads, pricing and terms
TTC Leads sells final expense leads and live transfers to agents. Its Premium leads come from Facebook ads built around each agent, with the agent's name, photo and phone number in the ad, and every lead goes to that agent alone.
It also sells TV and web live transfers, including Spanish-language calls, and runs managed Facebook campaigns where you pay the ad spend.
- Best for
- Final expense agents who want exclusive leads or live transfers at published prices
- Formats
- Real-time leads and live transfers
- Lines
- Final expense
- Shared or exclusive
- Premium leads are exclusive. Each live transfer goes to one agent
- Price
- Premium leads $23 to $28 each depending on states, live transfers $30 to $68
- To start
- A 25-lead Premium order, paid by card
- Contract
- No long-term contract. Cancel recurring orders before the next billing date
- Returns
- Lead credits for set reasons, and automatic credit for calls under 15 seconds
- States
- Nationwide, by state
Our take
TTC Leads fits final expense agents who want exclusive leads that come from an ad with their own name and face on it, so the shopper expects their call. Live transfers from TV and web ads suit agents who would rather talk to shoppers right away.
Most agents should start with a 25-lead Premium order in their licensed states, work the leads quickly in the TTC portal and compare cost per sale with live transfers before ordering more.
Ordering across more states lowers the Premium price per lead, so list every state you're licensed in.
Pros
- Exclusive leads from ads featuring the agent
- Published prices for leads, live transfers and managed campaigns
- Spanish-language live transfers
- Delivery to GoHighLevel, Ringy and PhoneBurner
Cons
- Final expense only
- Sales are final, with credits only for the listed reasons
- Managed campaigns add your own ad spend
Product details
| Product | Lines | Who gets it | Typical price |
|---|---|---|---|
| Premium final expense leads | Final expense | One agent, never resold | $23 per lead |
| TV live transfers | Final expense | One agent per call | $68 per call |
| Web live transfers | Final expense | One agent per call | $30 per call |
| Spanish web live transfers | Final expense | One agent per call | $38 per call |
Live transfers
TV and web ads drive final expense shoppers to call, and TTC routes each qualified caller to one agent in your browser when you're marked as accepting calls. Calls under 15 seconds are credited automatically.
Getting started
- Choose Premium leads, live transfers or a managed campaign and pay by card through Stripe.
- Pick your states. For live transfers, add your state licenses and turn on accepting calls when you're ready.
- Work leads in the TTC portal or connect GoHighLevel, Ringy or PhoneBurner.
- Live transfer balances are prepaid and can reload automatically.
Pricing
TTC Leads publishes prices for every product. Premium leads cost less per lead when you order across more states, with a 25-lead minimum. Live transfers are prepaid by the call, and managed campaigns charge a weekly, monthly or quarterly fee plus your ad spend.
| Product | Price | Minimum order |
|---|---|---|
| Premium final expense leads, 1 to 4 states | $28 per lead | 25 leads |
| Premium final expense leads, 5 to 14 states | $26 per lead | 25 leads |
| Premium final expense leads, 15+ states | $23 per lead | 25 leads |
| TV live transfers | $68 per call | 10 calls |
| Web live transfers | $30 per call | 25 calls |
| Spanish web live transfers | $38 per call | 25 calls |
| Managed Facebook campaign | $225 a week, $750 a month or $1,950 a quarter | Plus your ad spend |
Prices as of October 2026.
| Item | Cost |
|---|---|
| Managed campaign checkout | A small processing fee applies at checkout |
| Managed ad-spend top-ups | A 3.5% processing fee applies to ad-spend top-ups |
| Agency Plan | A 25% management fee applies to a minimum ad spend of $5,000 |
Cost per sale
Sales to break even each month
Cost per sale is the price divided by your close rate. Break-even is the number of sales whose commission covers a month of spend.
Filters
Shoppers complete a nine-page form before becoming a Premium lead. Each lead includes name, phone, email, state, favorite hobby, beneficiary, desired coverage amount, purpose of coverage, current coverage and express written consent to contact.
You choose your states and a budget schedule, and live transfers only route while you're marked as accepting calls.
Lead quality checks
Leads and calls come from TTC's own Facebook, TV, web and social ads, along with ad platforms and publishing partners. Each Premium lead carries the shopper's express written consent for TTC, its partners and licensed agents to contact them by phone, text and email.
Delivery and integrations
Premium leads arrive in the TTC portal as the campaign generates them, and can post to GoHighLevel, Ringy, PhoneBurner or a custom webhook. Live transfers ring in your browser.
Lead returns
You get credit toward a future order for a disconnected number, a shopper 86 or older, a lead outside your states or a duplicate within the same order. Calls under 15 seconds are credited automatically. Otherwise sales are final, and managed fees already charged aren't refunded.
| Usually credited | Usually refused |
|---|---|
|
|
Contract and cancellation details
There's no long-term contract. Weekly Premium orders and managed campaigns can be canceled any time before the next billing date. Filing a chargeback breaks the terms, and disputes go to binding arbitration in Ohio.
Other services
TTC also runs managed Facebook ad campaigns for agents, billed weekly, monthly or quarterly plus your ad spend, with a processing fee on ad-spend top-ups.
TTC Leads alternatives
These lead companies sell similar lines and lead types.
See every option in insurance lead companies.
Frequently asked questions
How much do TTC Leads cost?
As of October 2026, Premium final expense leads cost $28 per lead for one state, falling to $23 per lead at 15 or more states. Live transfers cost $30 per call from web ads, $38 per call for Spanish-language web calls and $68 per call from TV.
Are TTC Leads exclusive?
Yes. Premium leads are generated for one agent and never resold, and each live transfer goes to one agent.
Can I return bad TTC Leads?
Premium leads earn credit for disconnected numbers, shoppers 86 or older, out-of-state leads and duplicates in the same order. Calls under 15 seconds are credited automatically.
How we researched this review. We based this review on the pricing, terms and product pages published by TTC Leads, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan TTC Leads quit selling or a contract term that reads different now, let us know and send the link to the page where TTC Leads has it. Somebody here pulls up that page and checks it before we change anything on ours.