Best final expense lead companies
These are the strongest options for final expense leads we found, ranked by objective trust signals: how much a company discloses, who stands behind it, whether it publishes prices and how many years it has operated. No scores are shown, and your own needs decide which one suits you.
Of the nine companies below, six publish what they charge for final expense leads and three do not. By sharing rule, seven sell only exclusive and one sells both.
Quick picks by need
- Lowest published exclusive leadFinancializeFrom $9 per lead
- Sells both shared and exclusiveTTC LeadsThe only one
- No depositFinancialize, Lead Heroes and Lead ConceptsPlus four more
- AppointmentsLead HeroesThe only one
9 companies
Everything it sells here is exclusive, so you never share a shopper.
- Best for
- Annuity and life agents who want exclusive leads at published prices
- Exclusive leads
- $9 to $225 per lead (October 2026)
- Lead types
- Real-time data leads
- Shared or exclusive
- Exclusive
- To start
- No upfront fee
- Returns
- Account credit for false contact details reported within 72 hours
- Check first
- Credits only for materially false contact details, at Financialize's discretion
Everything it sells here is exclusive, so you never share a shopper.
- Best for
- Final expense and Medicare agents who want exclusive leads that have already agreed to a call
- Exclusive leads
- $12 to $50 per lead (September 2026)
- Appointments
- $63 to $99 per appointment (September 2026)
- Lead types
- Real-time leads, appointments
- Shared or exclusive
- Exclusive
- To start
- 20 leads minimum, $800 for final expense
- Returns
- Sold as is
- Check first
- Leads are sold as is, with no returns
Pick Lead Connections if its published terms match how you buy leads.
- Best for
- Senior market agents who want prepaid direct mail responses they can target by ZIP or county
- Lead types
- Direct mail responses
- To start
- Prepaid
- Returns
- No return policy is published on the official site
- Check first
- Full prepayment before the mailing
Pick this if you only buy exclusive leads.
- Best for
- Senior market agents who want their own direct mail leads or seminar attendees
- Lead types
- Direct mail responses
- Shared or exclusive
- Exclusive
- To start
- Full payment when you place the order
- Returns
- Orders are final once processed, except overpayments
- Check first
- Responses arrive over several weeks
Pick this if you want to start without a deposit.
- Best for
- Final expense agents who want exclusive leads or live transfers at published prices
- Exclusive leads
- $23 to $28 per lead (October 2026)
- Live transfers
- $30 per call (October 2026)
- Lead types
- Real-time leads, live transfers
- Shared or exclusive
- Shared or exclusive
- To start
- A 25-lead Premium order, paid by card
- Returns
- Lead credits for set reasons, and automatic credit for calls under 15 seconds
- Check first
- Final expense only
Pick this if you want to start without a deposit.
- Best for
- Life, final expense and annuity agents who want exclusive leads in weekly packs, with no deposit
- Exclusive leads
- $17 to $25 per lead (October 2026)
- Aged leads
- $0.75 to $15 per lead (October 2026)
- Lead types
- Real-time leads
- Shared or exclusive
- Exclusive for 30 days, then may be shared
- To start
- One weekly pack paid by card at checkout, with no deposit or setup fee
- Returns
- Replacement leads, requested within three business days
- Check first
- Replacement leads only, with no cash refunds
Pick this if you only buy exclusive leads.
- Best for
- Life and health agents who want low-cost real-time or aged leads with published prices
- Exclusive leads
- $19 to $31 per lead (October 2026)
- Aged leads
- from $4 per lead (October 2026)
- Lead types
- Real-time leads
- Shared or exclusive
- Exclusive
- To start
- A single order or a weekly subscription, paid by card, with no setup fee
- Returns
- Replacements for up to 20% of an order, requested within 72 hours
- Check first
- Bad leads are replaced up to 20% of an order, with no refunds
A fit if you do not want to fund a deposit first.
- Best for
- Life and final expense agents who want small exclusive lead packs at published prices
- Exclusive leads
- $780 to $3,300 per pack (October 2026)
- Lead types
- Real-time leads
- Shared or exclusive
- Exclusive
- To start
- One pack, paid at checkout, with Affirm financing available
- Returns
- Replacement leads, requested within 48 hours
- Check first
- Orders can't be canceled, and refunds cover only leads that can't be delivered
Pick this if you only buy exclusive leads.
- Best for
- Medicare, final expense, life and IUL agents who want exclusive leads with detailed filters for each line
- Lead types
- Real-time leads, live transfers
- Shared or exclusive
- Exclusive
- To start
- A signed order or program agreement
- Returns
- Automatic credit for qualifying leads, processed within 24 hours
- Check first
- No general return window is published, and Florida life leads must be returned within 48 hours
Companies are in our default trust order (disclosure, identity, pricing, years in business). Each price is the one the company publishes for final expense leads, with its date.
How we chose
We include a company when at least one offer lists final expense as a line. That gave us 19 offers from nine companies, priced September 2026 to October 2026. On deposits, seven ask for none.
Two offers from two companies sell aged leads. They are left out of the counts and prices here.
Position in a list says little about which seller of final expense leads will work for you. What a sale costs you says more, so trial two or three with modest orders.
Frequently asked questions
How do I choose a company for final expense leads?
Shortlist a few and trial each with a modest purchase of final expense leads, following up on every lead identically before you commit more money. Two of the nine publish a window for reporting bad leads, 3 days, so ask the others for theirs in writing.
When do exclusive final expense leads justify what they cost?
Sometimes, when they close more often. Eight of the nine companies here sell exclusive ones, so judge them by what a sale costs you instead of the sticker price.
What do final expense leads cost?
Published prices here are $9 to $225 per lead across five companies, $63 to $99 per appointment across one company and $30 to $68 per call across one company. Three of the nine publish no price for it.
Why are aged leads listed separately?
Aged final expense leads are a separate kind of product. The shoppers were sold to earlier buyers first and the low price reflects low contact rates.
Both companies that sell them also sell fresh leads on this line. The lowest aged price published for final expense leads is $0.75 to $15 per lead.
How we researched this. We based this page on each company's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.