Speakeasy Leads review: leads, pricing and terms
Speakeasy Leads sells exclusive life, final expense, mortgage protection and IUL leads from its own Facebook ad campaigns and landing pages. Each lead goes to one agent and isn't resold.
You buy a pack for one or more states at a published price, and leads are delivered to a Google Sheet as they come in.
- Best for
- Life and final expense agents who want small exclusive lead packs at published prices
- Format
- Real-time leads
- Lines
- Life, final expense, mortgage protection and IUL
- Shared or exclusive
- Exclusive, never resold
- Price
- Published packs, from $750 for 30 life leads to $2,100 for 50 IUL leads
- To start
- One pack, paid at checkout, with Affirm financing available
- Contract
- No contract or subscription
- Returns
- Replacement leads, requested within 48 hours
- States
- All 50, by state
Our take
Speakeasy Leads fits life, final expense, mortgage protection and IUL agents who want exclusive leads in small, fixed packs at a price they know up front, with no subscription.
Most agents should start with a 30-lead pack in their best state and one line, work every lead quickly from the Google Sheet and track cost per sale before ordering a larger pack.
Email Speakeasy before ordering to confirm your state has supply, since orders fill in the order they're placed.
Pros
- Exclusive leads, never resold
- Published prices for every pack size
- Each lead includes date of birth, address, desired coverage and weight
- No contract or subscription
Cons
- Orders can't be canceled, and refunds cover only leads that can't be delivered
- Replacement leads only, up to a 20% return rate
- Leads usually take five to seven business days to fill
Product details
| Product | Lines | Who gets it |
|---|---|---|
| Exclusive life insurance leads | Life | One agent |
| Exclusive final expense leads | Final expense | One agent |
| Exclusive mortgage protection leads | Mortgage protection | One agent |
| Exclusive IUL leads | IUL | One agent |
Getting started
- Choose a lead type, pack size and one or more states, and pay at checkout. Affirm financing is available.
- Allow up to two business days for your campaign to start. Orders fill first come, first served in each state.
- Leads arrive in your Google Sheet in real time, and you can turn on the sheet's notifications.
Pricing
Every pack has a published price. Life, final expense and mortgage protection packs run from 30 to 150 leads and IUL packs from 20 to 50, and the bigger the pack, the less you pay per lead.
| Leads | Pack sizes | Pack price | Per lead |
|---|---|---|---|
| Life | 30 to 150 leads | $750 to $3,150 | $21 to $25 |
| Final expense | 30 to 150 leads | $780 to $3,300 | $22 to $26 |
| Mortgage protection | 30 to 150 leads | $840 to $3,900 | $26 to $28 |
| IUL | 20 to 50 leads | $900 to $2,100 | $42 to $45 |
Prices as of October 2026. Larger packs cost less per lead.
Cost per sale
Sales to break even each month
Cost per sale is the price divided by your close rate. Break-even is the number of sales whose commission covers a month of spend.
Filters
Each lead comes with the shopper's name, phone, email, date of birth, address, desired coverage amount and weight.
You choose the state or states the leads come from when you order.
Lead quality checks
The leads come out of Speakeasy's own Facebook ad campaigns and landing pages, where shoppers ask about coverage. Run each number against the Do Not Call lists before you pick up the phone.
Delivery and integrations
Leads arrive in real time in a Google Sheet shared with you, and orders usually fill within five to seven business days.
Lead returns
You can request a replacement up to 48 hours after receiving a lead if the phone is out of service and the email bounces, the lead is outside your states, the name is fake, the shopper doesn't speak English or is over 85. Requests go through Speakeasy's form, and approved replacements arrive in your sheet within five business days. Replacements stop once your returns pass 20% of your leads over 14 days.
| Usually credited | Usually refused |
|---|---|
|
|
Contract and cancellation details
There's no contract or subscription. You pay per order, orders can't be canceled or refunded, and if an order can't be delivered within five business days, Speakeasy refunds the undelivered leads. Leads can be used only for the coverage the shopper asked about and can't be resold.
Speakeasy Leads alternatives
These lead companies sell similar lines and lead types.
See every option in insurance lead companies.
Frequently asked questions
How much do Speakeasy Leads cost?
As of October 2026, 30 life leads cost $750 and 150 cost $3,150. IUL leads cost $900 for 20.
Are Speakeasy Leads exclusive?
Yes. Each lead goes to one agent and isn't resold.
Can I return Speakeasy Leads?
You can request a replacement within 48 hours for a dead phone and email, the wrong state, a fake name, a language barrier or a shopper over 85. Refunds cover only leads that can't be delivered within five business days.
How we researched this review. We based this review on the pricing, terms and product pages published by Speakeasy Leads, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Speakeasy Leads quit selling or a contract term that reads different now, let us know and send the link to the page where Speakeasy Leads has it. Somebody here pulls up that page and checks it before we change anything on ours.