InsuranceAgencyTools

Best mortgage protection lead companies

Updated

Here are the strongest mortgage protection leads options we found. The order comes from objective trust signals (disclosure, identity, published pricing and years in business) and no scores are shown. Which one is right comes down to your own needs.

Five companies sell mortgage protection leads, and three of them put a price on it. On sharing there is no split, since all of them sell exclusive.

5 companies

  • Pick this if you would rather not put money down before you buy.

    Best for
    Agents who want large volumes of low-cost aged leads, or a caller to work them
    Live transfers
    $1,350 per month (October 2026)
    Aged leads
    $275 to $1,000 per pack (October 2026)
    Lead types
    Live transfers
    To start
    One aged pack of 1,000 leads, paid by PayPal
    Returns
    No refunds or credits
    Check first
    Caller packs need 14 days' written notice to cancel
    Read the LeadMaker review
  • Pick this if you want to start without a deposit.

    Best for
    Senior market agents who want their own direct mail leads or seminar attendees
    Lead types
    Direct mail responses
    Shared or exclusive
    Exclusive
    To start
    Full payment when you place the order
    Returns
    Orders are final once processed, except overpayments
    Check first
    Full payment up front
    Read the Lead Concepts review
  • Pick this if you want to start without a deposit.

    Best for
    Life and health agents who want low-cost real-time or aged leads with published prices
    Exclusive leads
    $27 to $50 per lead (October 2026)
    Aged leads
    from $8 per lead (October 2026)
    Lead types
    Real-time leads
    Shared or exclusive
    Exclusive
    To start
    A single order or a weekly subscription, paid by card, with no setup fee
    Returns
    Replacements for up to 20% of an order, requested within 72 hours
    Check first
    Aged leads may have been contacted by other agents before you buy them
    Read the G.O.A.T. Leads review
  • Pick this if you only buy exclusive leads.

    Best for
    Life and final expense agents who want small exclusive lead packs at published prices
    Exclusive leads
    $840 to $3,900 per pack (October 2026)
    Lead types
    Real-time leads
    Shared or exclusive
    Exclusive
    To start
    One pack, paid at checkout, with Affirm financing available
    Returns
    Replacement leads, requested within 48 hours
    Check first
    Orders can't be canceled, and refunds cover only leads that can't be delivered
    Read the Speakeasy Leads review
  • Pick this if you want real-time leads and live transfers from the same company.

    Best for
    Medicare, final expense, life and IUL agents who want exclusive leads with detailed filters for each line
    Lead types
    Real-time leads, live transfers
    Shared or exclusive
    Exclusive
    To start
    A signed order or program agreement
    Returns
    Automatic credit for qualifying leads, processed within 24 hours
    Check first
    No general return window is published, and Florida life leads must be returned within 48 hours
    Read the OneLife Marketing Solutions review

The order is our default trust order: disclosure, identity, pricing and years in business. Each price is what the company publishes for mortgage protection leads, with its date.

How we chose

We include a company when at least one offer lists mortgage protection as a line. That gave us 8 offers from five companies, priced October 2026. On deposits, four ask for none.

Two offers from two companies sell aged leads. They are left out of the counts and prices here.

Position in a list says little about which seller of mortgage protection leads will work for you. What a sale costs you says more, so trial two or three with modest orders.

Frequently asked questions

How do I choose a company for mortgage protection leads?

Shortlist a few and trial each with a modest purchase of mortgage protection leads, following up on every lead identically before you commit more money.

Are mortgage protection leads sold exclusive?

Every one of the five sells mortgage protection leads exclusive. With no shared version on this page, the useful number is cost per sale, not the price of a single lead.

What do mortgage protection leads cost?

Going by the prices companies publish: $27 to $50 per lead across one company, $1,350 to $2,300 per month across one company and $840 to $3,900 per pack across one company. Two of the five leave the price off.

Why are aged leads listed separately?

Aged leads are older contacts resold after the first buyers, so they behave like a marketing list more than a fresh lead. Both companies that sell them also sell fresh leads on this line. The lowest aged price published for mortgage protection leads is from $8 per lead.

How we researched this. We based this page on each company's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.