InsuranceAgencyTools

Exact Data review for insurance agents: data, pricing and permitted use

By the IAT editorial team | Updated October 9, 2026

Exact Data sells ready-made homeowner mailing and email lists to insurance agents, priced by the record. It is part of Data Axle and sells the same consumer data as Salesgenie.

You can add a home expiration date or auto renewal month, but Exact Data doesn't publish how they are built. Homeowner records start at $0.21 each, with no subscription.

Best for
Agents who want a ready-made homeowner mailing or email list and pay only for the records
Data type
Compiled consumer lists
Renewal date
A home expiration date and auto renewal month sold as add-on fields. The method isn't published
Lines
Homeowners and auto, plus life and health mailers
Price
From $0.21 a record. Online orders have a $90 minimum
Do Not Call check
Not promised. The agreement makes you apply Do Not Call lists
Delivery
CSV by email link or FTP
Trial or sample
Free count or quote and a sample layout

Our take

Exact Data suits an agent who wants a one-time homeowner mailing list without signing up for a search tool. The price per record is posted and the file can arrive the same day.

The renewal date add-on fields come with no method, so test them before you build a campaign around them.

The agreement makes Do Not Call screening your job, so scrub before you call.

Pros

  • A posted price per record and no subscription
  • Online orders without review fields arrive the same day
  • Credit for undeliverable mail above a set rate
  • Pick by state, ZIP code, age, income and new homeowner

Cons

  • No published method for the renewal date fields
  • Do Not Call is your job under the agreement
  • Cell numbers may be in the file with no flag
  • Minimum online order even for a small list
  • No saved searches or alerts

Data sources and dates

SourceWhat it gives youHow often it updates
Licensed compilers and public recordsNames, addresses, household details and homeowner status from more than 2,000 sourcesHomeowner rows showed an October 3, 2026 update
Postal address processingAddress corrections and change of addressEvery 30 days
Renewal date
Home expiration date and vehicle insurance renewal month, as optional add-on fields
How it's built
Not explained. It could be filed, reported or modeled

Ask how the date is built. Exact Data sells the home expiration date as an add-on field with no method behind it. Ask before you pay extra to add it.

Coverage

Lines
Homeowners and auto. The catalog also pitches the lists for life, health, disability, annuity and dental offers
Prospect type
Compiled consumers. Some catalog lists are labeled seekers or respondents, with no word on how they were collected
States
All states, by state file or ZIP code
Record count
About 55 million homeowners

The homeowners list page showed 55,234,049 US homeowners, updated October 3, 2026.

Fields, filters and sample

Fields you get

  • Age
  • City
  • Dwelling type
  • Email
  • Full name
  • Home expiration date where selected
  • Homeowner or renter
  • Income
  • Mailing address
  • Marital status
  • New homeowner
  • Number of children
  • Phone on telephone lists
  • State
  • Vehicle insurance renewal month where selected
  • ZIP code

Filters

  • Age
  • Dwelling type
  • Home expiration date
  • Household income
  • New homeowner
  • Number of children
  • Past purchase history
  • State
  • Vehicle insurance renewal month
  • ZIP code

See the sample list layout.

Freshness and accuracy

Update schedule
Addresses run through postal change-of-address checks every 30 days
Accuracy the vendor claims
About 95% of postal addresses deliverable after postal address checks. Data Axle itself expects 10 to 12% of consumer mail to come back undeliverable
How it was measured
After postal address checks. No sample published

Pricing, credits and exports

OrderRecordsPrice
Homeowner mailing listAny count$0.21 a record
Agent, broker and underwriter listsAny count$0.30 a record
Online postal orderMinimum$90
Online email and postal orderMinimum$180

Prices as of October 2026, from the Exact Data insurance catalog and FAQ. The final price depends on the fields and count you pick.

Good to know before you buy

  • No subscription. You pay for the list you order.
  • Bigger orders get a lower price in the online tool.
  • Lists with mortgage or age fields can wait while Exact Data reviews your mail piece.
  • Order one to two weeks before your campaign.

Phone, email and Do Not Call

Phone numbers
On telephone lists. Cell numbers may be included
Cell phone flag
None. You apply cell phone suppression yourself
Do Not Call check
The FAQ says the file is checked against the national registry. The master agreement says no Do Not Call suppression was done
Your part
The agreement makes you apply federal Do Not Call and opt-out lists before you market
Email
On email lists. The agreement makes you the sender and caps sends at once a week and three a month

A phone or email field is not consent to call, text or email.

Permitted use

How you may use it
Your own marketing. A rented mailing list is for one mailing of the approved piece
How long
Up to one year from delivery
Who can use it
Your business. An outside processor needs Data Axle approval, and data stays in the US
Resale
Not allowed
Credit and underwriting use
Not allowed. No credit, insurance, health care or job decisions
After it ends
Destroy the data and confirm in writing within 30 days

Delivery and connections

Screenshot of Exact Data's home page at exactdata.com
Exact Data's home page at exactdata.com, as it looked on October 8, 2026.
Connects toTypeDirectionWhat it does
Email link or FTPFileOutSends a CSV the same day for online orders
SalesgenieSearch toolOutExact Data sends do-it-yourself buyers to Salesgenie, which it says uses the same consumer data
Download formats
CSV
Download link
Works for 7 days

Getting started

  1. Get a count or quote

    Use the online tool, the form or a phone call. It costs nothing.

  2. Choose fields and area

    Pick states or ZIP codes and add fields such as age or new homeowner.

  3. Send your mail piece if asked

    Mortgage and age fields can need a review first.

  4. Pay and download

    Online orders arrive the same day. Orders through a salesperson take two to three business days.

Sales help by phone or chat, Monday to Friday during Central Time business hours.

Contract and refunds

Term
A license of up to one year from delivery
Canceling
Not possible once delivery starts
Refunds and bad records
Full credit for the part above 10% undeliverable if you raise it within 30 days of the order
Defect claims
Other defects and shortages within 10 days of delivery, in writing
Your data when you leave
Destroy it and confirm in writing within 30 days
Terms
Data Axle master product suite agreement, governed by Nebraska law

From the Data Axle master product suite agreement and the Exact Data FAQ, checked October 9, 2026.

Frequently asked questions

How much does an Exact Data homeowner list cost?

Homeowner records start at $0.21 each. Online postal orders have a $90 minimum, or $180 with email.

Is the Exact Data home expiration date a filed date?

Exact Data doesn't publish how it builds that date. Ask before you pay to add it.

Does Exact Data scrub for Do Not Call?

Not as a promise. The agreement makes you apply the lists, so scrub before you call.

How long can I use an Exact Data list?

Up to one year from delivery. A rented mailing list is for one mailing.

Does Exact Data refund bad addresses?

It credits the part of an order above 10% undeliverable. Raise it within 30 days of the order.

How we researched this review. We based this review on the pricing, terms and product pages published by Exact Data, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.

Corrections

Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Exact Data quit selling or a contract term that reads different now, let us know and send the link to the page where Exact Data has it. Somebody here pulls up that page and checks it before we change anything on ours.

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