How Much Does Insurance Payment Processing Cost?
Two of the five payment platforms here put prices in dollars on their sites. One more explains its pricing in words with no full price list. Two price by quote only.
ePayPolicy charges $25 or $50 a month, and Input 1 charges $20 a month only when payments total under $1,000. AndDone has no monthly fee, while Applied Pay and InsurePay quote the subscription. Only Applied Pay publishes its fee on each payment.
Every price is dated October 2026. The fees table shows what each platform says about the fee on each payment and about deposit timing. Input 1 publishes neither.
Pricing models
Each row takes the lowest published price a vendor has in that unit. Add-ons, setup fees, usage rates and prices for one narrow group of buyers are not counted.
Two charge a flat monthly price for the whole account, plus a fee on each payment (Input 1 and ePayPolicy).
| Pricing unit | Vendors | Lowest starting price | Highest starting price |
|---|---|---|---|
| Per account per month | 2 | $20 | $25 |
Input 1's $20 applies only when payments total under $1,000 a month. It drops to $0 at $1,000 or more.
Published prices by vendor
We list these in the default order built on trust factors. A higher spot is not a quality ranking.
| Vendor | Plan or item | Price | Unit | Billing | As of |
|---|---|---|---|---|---|
| ePayPolicy | Essentials | $25 | month | Monthly | October 2026 |
| ePayPolicy | Integrated | $50 | month | Monthly | October 2026 |
| Input 1 | Digital Payments | $20 | month | Monthly | October 2026 |
Add-on prices are not listed here. Each profile lists them.
Published fees and pricing terms
The fees table shows what each platform says about the fee on each payment and about deposit timing. Input 1 publishes neither.
Vendors appear in our default order, which follows trust factors and says nothing about quality.
| Vendor | Fee on each payment | Deposits |
|---|---|---|
| ePayPolicy | Varies by state, shown at checkout. The client pays it unless you cover it. | One to four business days after ePayPolicy sends the payout. |
| Input 1 | Quote only, from Input 1 sales. | Timing not published. Payments can be deposited in batches. |
| AndDone | A technology fee, a custom quote after a demo. The client pays it unless you cover it. | Sent by same-day ACH two business days after the payment is approved. |
| Applied Pay | Applied charges 3.5% on cards and $4 on ACH, per its 2023 setup guide. The client pays by default, and the agency pays any part it waives. | Next day for card payments. |
| InsurePay | Quote only, from sales. Processing costs can be passed to the client, and a separate System Access Fee from an outside company can show on the card statement. | Next business day for card payments. |
Setup and one-time fees
One of the five lists a setup, onboarding or other one-time fee but no price. Input 1 says there is no setup fee. Count any one-time fee in your first-year budget.
- ePayPolicy. Implementation and onboarding: A one-time fee may apply. ePayPolicy gives you the amount in writing before your account goes live.
Contract terms
The contract decides what you pay over time and what it costs to leave. Read the term, the renewal rule and the notice period before you sign. Input 1 publishes no contract terms, so it is not listed.
The default order goes by trust factors. It is not our pick of the best.
| Vendor | Contract |
|---|---|
| ePayPolicy | No fixed term. 30 days written notice to cancel |
| AndDone | A custom agreement, set up after a demo |
| Applied Pay | A services agreement signed when you register. Ask for the term and notice first |
| InsurePay | A Master Subscription Agreement. Ask for the term and notice with your quote |
Vendors that quote
Quote only. Applied Pay and InsurePay price by quote. Ask for the full first-year cost in writing, with every fee.
Frequently asked questions
How much do payment platforms cost?
Two of the five payment platforms on this page publish prices in dollars. ePayPolicy charges $25 or $50 a month, and Input 1 charges $20 a month only when payments total under $1,000.
AndDone has no monthly fee, while Applied Pay and InsurePay quote the subscription. Only Applied Pay publishes its fee on each payment.
Are add-ons included in these prices?
No. Every starting price, range and median here leaves add-ons out. The vendor profile lists them.
Where do these figures come from?
They come from the vendors' own pages and are as of the month shown. If a vendor did not publish something we left it out.
How we researched this. We based this page on each vendor's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.