Crump Life Insurance Services review for agents: contracting, pay, release terms and leads

Online registration is paused, so start by phone or email. Contract levels and release terms are not published, so get them in writing before you sign.

The operating company is Crump Life Insurance Services, LLC, owned by AmeriLife Group, LLC.

Crump does not describe support for moving from a captive carrier.

One program is public. Sales Assist is a referral program: you pass a case to Crump's team, and the referring producer receives 50% of placed case commissions at the producer's existing Crump level, on a single-case basis.

Under Sales Assist, the referring producer waives ownership rights for the referral and any resulting policy. Expect to give up rights to Sales Assist cases.

Ask for them in writing before you take advanced commissions.

Crump supports traditional and variable life, annuities, long-term care, linked benefits, disability insurance and health products. Medicare is not among its lines.

Crump says it works with more than 100 carriers. Named program carriers include Abacus Life, Allianz, Banner Life, John Hancock, Lincoln Financial, Nationwide, OneAmerica, Prudential, Symetra, Corebridge Financial, MassMutual Strategic Distributors, Pacific Life, Principal, Protective and Securian.

The list is not split by line. Crump's terms also note that product availability varies by jurisdiction and by financial professional.

Consumer Sites give producers a branded term-life quoting site with lead-capture tools.

The Transaction Center includes Annuity Central, Contracting, Consumer Sites, eApp, Illustrations, a Mobile App, Sales Assist and Upload. There is no cost to use the mobile app.

Crump offers webinars, podcasts and articles. Internal sales teams handle product comparisons, case design, illustrations and quotes, the Advanced Sales team supports complex cases, and underwriting helps with difficult cases.

Transaction Center Contracting lets you request and track carrier appointments online. For Sales Assist, you must hold a license in the state where the sale happens, and licensing and appointment requirements still apply.

AmeriLife Group, LLC has owned Crump since March 3, 2025. AmeriLife is held in the portfolios of Thomas H. Lee Partners and Genstar Capital.

Crump's institutional programs use sales desks that refer clients to Crump's own agents, which Crump says are licensed in all 50 states. Ask how those referrals are kept apart from your own clients.

How do I get contracted with Crump?

Online registration is temporarily unavailable. Start by email or phone, then request carrier appointments through Transaction Center Contracting.

How does Crump Sales Assist pay?

The referring producer receives 50% of placed case commissions at the producer's existing Crump level and gives up ownership rights for the referral and the resulting policy.

Can I leave Crump and keep my book?

Release and vesting terms are not published. What you keep depends on your contract with Crump and on the rules of each carrier.

Does Crump offer disability insurance?

Yes, Crump supports disability business directly, and for high-limit disability and special risk cases an agent would work with its sister company Hanleigh instead.

Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Crump Life Insurance Services quit selling or a contract term that reads different now, let us know and send the link to the page where Crump Life Insurance Services has it. Somebody here pulls up that page and checks it before we change anything on ours.