What Do MGAs and Wholesalers Charge Agents?
Of the 21 MGAs and wholesalers here, five publish fees and commission and 15 publish minimum premiums and rates. At least one figure in dollars appears for 16 of them, and the table below lists each one.
Published fees and pricing terms
Each cell holds a figure the firm publishes, checked in October 2026. Anything a firm leaves out is a question for your underwriter or broker.
We list these in the default order built on trust factors. A higher spot is not a quality ranking.
| Vendor | Fees and commission | Minimum premiums and rates |
|---|---|---|
| RT Specialty | Card payments on RT Connector cost 3.25%. ACH is the other online option | $500 minimum premium for GL and property on RT Connector. Staffing Protect workers comp starts at $5,000, or $3,500 for medical staffing |
| Amwins | $3,500 minimum premium on the Amwins IQ product for registered investment advisors | |
| Gorst & Compass | Production minimum of $100,000 written premium in your first 12 months, per the 2025 application | |
| Pathpoint | 10% standard commission. Pathpoint fee of $150 to $750 by premium band as of October 2026, and card payments cost 3.5% + $0.30 | Colorado contractor premiums start at $500 to $2,500 |
| Burns & Wilcox | IssueQuick minimum premiums of $125 for flood and $100 for article floaters | |
| Hull & Company | Fort Lauderdale binding minimums of $750 for monoline GL and package, $500 for excess and $500 for inland marine | |
| Coterie Insurance | Policyholder fees: $7 per installment, up to $10 late and up to $35 for a returned payment, plus a policy fee that varies by state | |
| Distinguished Programs | $5,000 minimum premium on the Restaurant Package | |
| USG Insurance Services | Surety bid bonds usually free, with performance bonds from about 1% to 3.5% or more by credit. Minimum premiums of $500 on the Admitted Package and $350 on storage tanks | |
| Brown & Riding | Online small business policies from $22.50 a month | |
| CRC Group | Starwind cannabis premiums start at $250 | |
| Appalachian Underwriters | Garage minimum premiums from $500. Brokerage accounts start at $10,000 | |
| Risk Placement Services | Card payments cost 3.00% for retail agents and 2.75% on Standard Lines. ACH and e-check are free | $10,000 minimum on Primary Property placements |
| Victor | V² minimums of $1,000 for design professionals, $400 for builders risk and $460 for real estate E&O. Forest & Logging starts at $5,000 and kidnap and ransom at $1,000 | |
| M.J. Hall | 15% commission on trucking written through its transportation online rater | |
| One80 Intermediaries | Minimum premiums of $200 for standalone terrorism, $500 for small business and builders risk and $25,000 for brokerage casualty | |
| Jencap | Program minimums vary. Electrical and HVAC starts at $50,000 |
Frequently asked questions
What do MGAs and wholesalers charge agents?
Of the 21 MGAs and wholesalers here, five publish fees and commission and 15 publish minimum premiums and rates. At least one figure in dollars appears for 16 of them, and the table below lists each one.
Where do these figures come from?
Each figure comes from the firm's own pages, checked in October 2026. If a firm publishes nothing on a fee, it isn't listed.
How we researched this. We based this page on each vendor's published pricing where available, terms and product pages, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.