WebCE review: CE courses, state approvals and costs for agents
WebCE sells online insurance CE, exam prep and required-topic training, with a separate catalog for each state. You can buy a ready-made renewal package, single courses or build your own package.
It covers life and health, P&C, limited lines and adjuster licenses. Packages are priced one at a time, and agencies can get a team account by quote.
- Best for
- Agents who want one state renewal package with credits reported, and agencies that assign CE to staff
- Type
- Online CE, exam prep and team training accounts
- Price
- $49.95 per state renewal package in the four states we checked. California and Texas add a reporting fee per credit hour
- States
- A catalog for each state. We checked California, Florida, New York and Texas
- Formats
- Online self-study. Classroom-equivalent online courses in states that allow them
- Reporting
- WebCE reports for you. Same day in California and Texas, twice each business day in Florida and New York
Our take
WebCE suits an agent who wants a ready-made renewal package for one state with the credits sent in for them. The four packages we checked each cost the same, and the final exams have no monitor.
Watch the reporting fee. California and Texas add one per credit hour at checkout, so the package price isn't the full cost there.
Agencies can assign courses and track completions in a team account, priced by quote.
Pros
- Same price for each state renewal package we checked
- WebCE reports your credits, same day in two states
- Unlimited final exam retakes with no monitor
- CE, exam prep and required topics from one provider
- Team accounts with assignments, reminders and certificates
Cons
- California and Texas add a reporting fee per credit hour
- CE packages expire 12 months after purchase
- The pass guarantee repays only part of the exam prep cost
- Team pricing is by quote only
States, licenses and approvals
- States
- A separate catalog for each state, by license type
- License types
- Life and health, property and casualty, limited and personal lines, adjusters
| State | Course or provider number | Checked |
|---|---|---|
| California | CE provider 257117 | October 2026 |
| Florida | Exam prep provider 364621 | October 2026 |
| New York | CE provider NYPO-101290. Exam prep provider 73875 | October 2026 |
| Texas | CE provider 46877 | October 2026 |
Numbers as WebCE prints them on its state pages. Approval belongs to each course and license type, and approvals change, so look the course up in your state's course search before you buy.
Courses and packages
| Course or package | State | Hours | Price | What's included |
|---|---|---|---|---|
| Commercial Lines CE PackageA typical P&C renewal | California | 24 | $49.95 | 3 hours of ethics, including 1 hour of anti-fraud |
| Homeowners Insurance + Flood CE Package | Florida | 24 | $49.95 | Florida law and ethics update and flood training |
| P&C Insurance including Enhanced Flood Training CE Package | New York | 15 | $49.95 | Insurance law, ethics, bias training and basic and enhanced flood |
| Personal Lines Insurance CE Package | Texas | 24 | $49.95 | 4 hours of ethics and classroom-equivalent credit |
One-time price per package with 12 months of access, as of October 2026. Each state catalog also sells single courses, and you can build your own package. Hours past the package size cost $0.75 each.
Required topics
| Topic | California | Florida | New York | Texas |
|---|---|---|---|---|
| Ethics | ||||
| Anti-fraud | ||||
| Law and regulations | ||||
| Flood | ||||
| Bias training |
Annuity best interest, long-term care partnership, anti-money laundering and Medicare courses are sold on their own in the state catalogs where a state requires them.
Learning formats and final exams
- Self-study
- Yes, all four packages
- Classroom
- Classroom-equivalent online courses in states that allow them, such as Texas
- Final exam
- Open book in California, Florida and Texas. Closed book in New York
- Proctored
- No
- Passing score
- 70 percent
- Attempts
- Unlimited
Texas rules
- The self-study final unlocks only after your time in the course equals its credit hours.
- At least 12 of your 24 hours must come from classroom or classroom-equivalent courses.
- Classroom-equivalent courses use chapter quizzes instead of a final.
Florida rules
- Finish the reading first.
- Score 70 percent or more on the quizzes.
- Meet the minimum seat time before the final opens.
Completion reporting and certificates
| State | Sent to | How fast |
|---|---|---|
| California | Sircon, the system many states use to record CE | Right after you finish |
| Florida | Florida Department of Financial Services | Twice each business day |
| New York | New York Department of Financial Services | Twice each business day |
| Texas | Sircon | Right after you finish |
- Who reports credits
- WebCE
- Certificate
- PDF, ready when you finish
- How long to keep it
- 5 years in California, 4 in Texas and 2 in Florida
In states that record CE through the NAIC's State Based Systems instead of Sircon, WebCE says credits show on your official transcript within minutes.
Pre-licensing and exam prep
| Course | License | Price | Access |
|---|---|---|---|
| CA Exam Prep Plus Complete | Property and casualty, 52 hours | $159.95 | 3 months |
| FL Exam Prep Plus Complete | Health, life and annuity (Florida's 2-15 license), 60 hours | $159.95 | 3 months |
| NY Exam Prep Plus Complete | Personal lines, 40 hours | $159.95 | 3 months |
| NY Exam Prep Complete | Life, accident and health, 40 hours | $109.95 | 3 months |
| TX Exam Prep Plus Complete | Personal lines, 20 hours | $159.95 | 3 months |
One-time price per package, as of October 2026. Another 90 days costs $50 where the state page offers it. The Florida 2-15 package needs the current study manual from FAIFA, the Florida agents association, bought separately.
What you get
- The state course where one is required
- A study planner
- Practice exams and full exam simulations
- Digital flashcards
- Plus packages add reinforcement exercises
State rules to know
- Florida allows five tries at the same exam in 12 months.
- New York and Texas give you a certificate to keep. In New York you send it with your license application.
- California now asks for a one-time 12-hour Code and Ethics course, which WebCE reports to Sircon.
- Surplus lines pre-licensing is offered in nine states, including Florida and Texas.
Pass rates, guarantees and refunds
- Pass guarantee
- A prorated refund of the online exam prep materials, set by WebCE. Printed workbooks and state fees are left out
- Pass rate claims
- WebCE says learners whose readiness score is green have a 94 percent or better chance of passing. Florida's 2024 pass-rate report on schools shows 12 of 16 WebCE personal lines attempts passed
- Refunds
- CE courses you haven't finished and that haven't expired, less books, shipping and state fees. Exam prep in full within three business days of purchase, less shipping
The guarantee has deadlines. Finish every lesson and exam within 25 days of opening the course, pass a full exam simulation within three days before your test and sit the state exam within 10 days of your last login. Then send in your score report, and know that state fees and printed materials are never refunded.
AHIP and required certification training
- What it covers
- WebCE Annual Medicare Training follows the CMS training outline, including fraud, waste and abuse
- State CE credit
- Can be added to this training for an extra fee where a state allows it
Multi-state licenses
- States in one package
- One. Each package is built for one state
- More than one license
- Some courses let you add credit for another license on the course page. A multi-credit catalog lists those courses
Agency and team accounts
- Manager dashboard
- A branded learning center with its own web address. Assign courses, set due dates and send reminders
- Reports
- Progress, completions, certificate downloads and data feeds to another system
- Bulk buying
- Pay for learners by card or digital wallet from one account. Invoicing is offered for steady volume
- Team pricing
- By quote
- When the account ends
- Learners keep their course history and finished courses
Mobile access, accessibility and languages
- Phone or tablet
- Courses run in a web browser
- Browsers
- Edge 80, Firefox 80, Chrome 80, Safari 11 or newer, with broadband, JavaScript and cookies on
Plans, fees and total cost
| Fee | Amount | When |
|---|---|---|
| California reporting fee | $0.65 per credit hour | At checkout |
| Texas reporting fee | $1.30 per credit hour | At checkout |
| Extra hours in a build-your-own package | $0.75 per hour | Past 24 hours in California and Texas or 15 in New York |
| Exam prep extension | $50 for 90 days | When your access runs out |
| CE extension | Ask WebCE. It may charge a fee. Not offered on All Access | Within 30 days after a course expires |
Fees as of October 2026. A 24-hour California package comes to $65.55 with the reporting fee. Business accounts are quoted.
Getting started and support
Pick your state and license
Open the state catalog for your license type and compare the package with single courses.
Buy and start
Access runs 12 months from purchase on CE packages.
Study and pass the final
Score 70 percent. Retakes are unlimited.
Credits are reported
WebCE sends them to the state and you download the PDF certificate.
Call 877-488-9308 from 7 a.m. to 7 p.m. Central on weekdays or 10 a.m. to 3 p.m. on Saturday, or use chat or email. Business buyers call 877-488-9322.
Access, cancellation and data export
- How long you have access
- 12 months on CE packages and 3 months on exam prep
- Extensions
- Ask within 30 days after a CE course expires. Not offered on All Access
- Certificates after access ends
- WebCE can remove finished course content once it expires, so download your certificate when you finish
From WebCE's terms dated July 1, 2026. A course license covers one person.
WebCE alternatives
- Kaplan Financial EducationFrom $49 per state library for a year, or $69 for all linesYearly state CE libraries plus live webinars
- ExamFX$49.95 per state library for a yearOne yearly state CE library instead of single packages
- XCEL Solutions$40 per state CE packageLow-priced state packages with reporting in one business day
- 360trainingFrom $39 per state packageAnother national catalog of state CE packages
- BetterCE$44 per 24-hour California packageState packages with live webinars
See every option in insurance continuing education.
Frequently asked questions
How much does WebCE CE cost?
The renewal packages we checked cost $49.95 each. California adds $0.65 and Texas adds $1.30 per credit hour to report them.
Is WebCE approved in my state?
WebCE runs a catalog for each state, and approval belongs to each course and license type. Check the course in your state's course search before you buy.
Does WebCE report my CE credits?
Yes. California and Texas credits go to Sircon right away, and Florida and New York credits go out twice each business day.
Is the WebCE final exam proctored?
No. The finals we checked need 70 percent, have no monitor and allow unlimited retakes.
Does WebCE have a pass guarantee?
Yes, on exam prep. It repays a prorated share of the online materials if you meet its study and test deadlines and still fail.
How long do I have to finish a WebCE course?
CE packages give you 12 months and exam prep gives you 3 months from purchase.
How we researched this review. We based this review on the pricing, terms and product pages published by WebCE, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan WebCE quit selling or a contract term that reads different now, let us know and send the link to the page where WebCE has it. Somebody here pulls up that page and checks it before we change anything on ours.