360training review: CE courses, state approvals and costs for agents
360training sells online insurance CE, pre-licensing and adjuster licensing courses. Each renewal package lists the state approval number of every course inside it.
It says its courses are approved in every state and DC, for life and health, P&C and adjuster licenses. You buy one package or course at a time, and businesses can get bulk prices.
- Best for
- Producers and adjusters who want a state renewal package with each course's approval number shown
- Type
- Online CE, pre-licensing and adjuster licensing courses
- Price
- $39 per 24-hour California package and $45 in Texas. Texas adds a reporting fee
- States
- All 50 states and DC, by 360training's count
- Formats
- Online self-study. Classroom-equivalent online courses in Texas
- Reporting
- 360training reports Texas credits when each course ends. California credits go in on the provider's roster, a list of finished students it sends the state
Our take
360training fits a producer who wants a cheap state renewal package and likes seeing the approval number on every course. The California packages we checked cost $39.
The catch is time. Most courses give you 60 days of access with no extension, so buy when you are ready to finish.
Reporting depends on the state. Texas credits go in as each course ends, but for some courses you report the completion yourself.
Pros
- Each course in a package shows its state approval number
- California renewal packages for $39
- Texas reporting fee shown before you pay
- Free limited manager access for agencies
- Works on phones, tablets and Chromebooks
Cons
- Most courses expire after 60 days, with no extension
- No refund once you try a quiz or test
- New York finals need a monitor you find and pay
- No published pass guarantee
States, licenses and approvals
- States
- All 50 states and the District of Columbia, by 360training's count
- License types
- Life and health, property and casualty, personal lines and adjusters
| State | Course or provider number | Checked |
|---|---|---|
| California | Ethics with anti-fraud course 389285. Every course in the package lists its own number | October 2026 |
| New York | Listed by the state as an approved out-of-state life pre-licensing provider | October 2026 |
| Texas | Ethics course 132574. Every course in the package lists its own number | October 2026 |
California and Texas numbers are the ones 360training prints on its package pages. The New York listing comes from the state's own provider search. Approvals change, so confirm each course in your state's course search.
Courses and packages
| Course or package | State | Hours | Price | What's included |
|---|---|---|---|---|
| 24-Hour Property and Casualty Renewal PackageA typical P&C renewal | California | 24 | $39 | 3 hours of ethics with anti-fraud, 3 of flood and 18 of P&C topics |
| 24-Hour Life and Health Renewal Package | California | 24 | $39 | Ethics, 6 hours of long-term care and 2 of anti-money laundering |
| 24hr P&C Classroom Equivalent/Self Study Package #2 | Texas | 24 | $45 | 3 hours of classroom-equivalent ethics plus self-study and classroom-equivalent courses |
| 24-Hour L&H Classroom Equivalent/Self Study Package #2 | Texas | 24 | $45 | 3 hours of ethics plus self-study and classroom-equivalent courses |
| California Annuity Training Course | California | 8 | $19.49 | Annuity training for California |
| Annuity Suitability and Best Interest Training | Arizona and other states that use the NAIC model rule | 4 | $40 | The first-time annuity training. The price differs from California's course |
One-time price per package or course, as of October 2026. Texas adds a reporting fee of $21.12 on a 24-hour package. The Texas life and health package gives you a year of access, and most other courses run 60 days.
Required topics
| Topic | California P&C | California life and health | Texas P&C |
|---|---|---|---|
| Ethics | |||
| Flood | |||
| Long-term care | |||
| Anti-money laundering | |||
| California or Texas law |
Annuity best interest training is sold as a separate course.
Learning formats and final exams
- Self-study
- Yes, online at your own pace
- Classroom
- Classroom-equivalent online courses in Texas, including the all-lines adjuster course
- Final exam
- Texas self-study finals allow five tries. The Texas adjuster final has 150 questions and a 180-minute limit
- Proctored
- New York finals need a state-approved monitor. The Texas adjuster final needs a third party who signs an affidavit
- Passing score
- 70 percent on the adjuster and annuity finals
Completion reporting and certificates
| State | Who reports | When |
|---|---|---|
| Texas | 360training | When each course is finished |
| California | 360training, on its roster to the state | Within 30 days |
- Courses that need an affidavit
- Hours are reported only after 360training gets your affidavit. Allow 24 hours for the status to change
- Certificate
- View or print it under the course in My Courses
- How long to keep it
- 5 years in California
- When to finish
- California suggests at least 60 days before your license expires so the roster has time to post
In Arizona, Colorado and Connecticut, credits post through Sircon, the system many states use to record CE. For some courses 360training tells you to report the completion yourself, so read the course page.
Pre-licensing and exam prep
| Course | License | Price |
|---|---|---|
| Texas All Lines Insurance Adjuster License | Texas all-lines adjuster, classroom equivalent | $169 plus a $5 state reporting fee |
Ultimate New York Life and Health package
Ask 360training for the price.
- Online course with a New York law section
- Four practice exams
- 30 days of instructor help
- Remediation by email if you fail the state exam
- A state-approved monitor for the final
Texas adjuster costs on top
- The state lists a $50 license application fee
- Fingerprints cost $70
- Both are paid outside the course price
Pass rates, guarantees and refunds
- Refunds
- Email within 72 hours of purchase. Paid back to your card within 10 business days
- No refund once you have
- Tried any test or quiz, asked for a certificate, finished half the course or had materials shipped
- Never refunded
- State fees, failed exams, expired courses and rush certificates
From 360training's refund policy dated June 5, 2024. Terms shown at checkout for a course take priority.
Multi-state licenses
- States in one package
- One. Each renewal package is built for one state
- Reciprocity
- Varies by state. 360training points you to NIPR and your state regulator
Agency and team accounts
- Manager dashboard
- Free limited access to create employee accounts, assign courses and print certificates. Full access adds progress reports and training plans
- Full manager access
- Comes with a master service agreement
- Bulk buying
- A bulk calculator on some course pages. Other items by quote
- Seat changes
- A course can't move to another person after enrollment
- Your own system
- Courses can run inside your training system through single sign-on or an API
Commercial sales: 888-360-8764, weekdays 8 a.m. to 5 p.m. Central.
Mobile access, accessibility and languages
- Phone or tablet
- Yes. Courses run on phones, tablets, Chromebooks and computers
- Offline
- No. The terms don't allow downloading courses
- Languages
- English
Plans, fees and total cost
| Fee | Amount | When |
|---|---|---|
| Texas CE reporting fee | $0.88 per credit hour, $21.12 on a 24-hour package | At checkout |
| Texas adjuster reporting fee | $5 | At checkout |
| New York exam monitor | Set by the monitor | Before the final opens |
Fees as of October 2026, and state fees are never refunded. 360training charges $0.88 an hour in Texas.
Getting started and support
Pick your state and license
Open the catalog for your state and choose a renewal package or single courses.
Buy and start
Check the access date on your dashboard. Many courses run 60 days.
Pass the finals
Send any affidavit the course asks for.
Get your certificate
Print it from My Courses and check that the credits posted.
Support by email and live chat, weekdays 7 a.m. to 7 p.m. Central. Email replies come within 24 hours on business days.
Access, cancellation and data export
- How long you have access
- 60 days on most courses. Some run 90 or 180 days or a year, and your dashboard shows the date
- Extensions
- None after a course expires
- Auto-renew
- Optional on some courses. Cancel at least a day before the renewal date under Manage Subscriptions
- Course license
- Personal. It can't be passed to someone else
From 360training's terms dated November 5, 2025.
360training alternatives
- WebCEFrom $49.95 per state packageState packages plus team accounts with assignments and reminders
- BetterCE$44 per 24-hour California packageState packages with credit reporting for agents
- ExamFX$49.95 per state library for a yearOne yearly state CE library instead of single packages
- AdjusterProFrom $49 per 24-hour state packageBuilt for adjusters who hold licenses in many states
- Kaplan Financial EducationFrom $49 per state library for a yearPre-licensing and CE with a pass guarantee
See every option in insurance continuing education.
Frequently asked questions
How much does 360training CE cost?
The 24-hour California renewal packages cost $39 and the Texas ones cost $45. Texas adds a $21.12 reporting fee.
Is 360training approved in my state?
It says its courses are approved in all 50 states and DC, and each package page lists course approval numbers. Confirm the course in your state's course search.
Does 360training report my CE?
In Texas it reports when each course ends, and in California it sends the state a roster. Some courses ask you to report the completion yourself.
Do I need a proctor for 360training exams?
Only in some cases. New York finals need a state-approved monitor, and the Texas adjuster final needs a third party who signs an affidavit.
How long do I have to finish a 360training course?
Most courses run 60 days from purchase, and some run up to a year. There is no extension after a course expires.
How we researched this review. We based this review on the pricing, terms and product pages published by 360training, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan 360training quit selling or a contract term that reads different now, let us know and send the link to the page where 360training has it. Somebody here pulls up that page and checks it before we change anything on ours.