Plansight review for benefits brokers: pricing, carrier feeds and enrollment
Plansight helps benefits brokers run renewals. It sends RFPs to carriers, pulls plan designs and rates out of the quotes that come back and builds a branded proposal for the employer.
It fits brokers and general agencies with many groups. PlansightAI is quoted, and the SmartSheetingAI tool starts at $15 a user a month billed yearly.
- Best for
- Brokers and general agencies that run many renewals and RFPs a year
- Type
- Group quoting, renewals and proposals
- Group size
- Brokers with 20 or more groups
- Price
- PlansightAI by quote. SmartSheetingAI from $15 a user a month, billed yearly
- Who pays
- The brokerage or general agency
- Carrier feeds
- None. Carriers answer RFPs through a secure link and get an email when a plan is sold
- Demo or trial
- Free SmartSheetingAI trial for 15 days or six documents. PlansightAI starts with a discovery call
Our take
Plansight is for a broker team that spends renewal season retyping carrier proposals into spreadsheets. It reads the PDFs and Excel files, links each number to its source and lets you model contributions before you present.
It stops at the sale. Enrollment happens elsewhere, usually Employee Navigator, which Plansight feeds the sold plans.
Pros
- Pulls plan designs and rates out of carrier documents
- Every pulled value links to its source for checking
- Shows when each carrier opens or answers an RFP
- Sends sold plans to Employee Navigator and BenefitPoint
Cons
- PlansightAI pricing is quoted
- No enrollment, ACA or COBRA tools
- SmartSheetingAI adds a usage charge per line of coverage
- Works only in Google Chrome
Plans and pricing
| Plan | Price | Who pays | What it adds |
|---|---|---|---|
| PlansightAIFull renewal and RFP platformWhere most brokerages start | Quote only | Brokerage or GA | RFP builder, carrier tracking, quote comparison, contribution models, branded proposals and SmartSheetingAI |
| SmartSheetingAI ProfessionalOne user | $25 a user, billed annually | The user's firm | Pulls plan data from carrier documents into an Excel comparison |
| SmartSheetingAI Small businessFive users | $20 a user a month | The user's firm | Same tool for five users |
| SmartSheetingAI Mid-size businessTen users | $15 a user a month | The user's firm | Same tool for ten users |
| SmartSheetingAI Enterprise11 or more users | Quote only | The user's firm | Custom pricing |
SmartSheetingAI prices as of October 2026, from plansight.com. Every plan is billed yearly, so ask for the monthly rate before choosing the one-user plan. PlansightAI is priced by the size of a broker's book, or by network for a GA.
| Fee | Amount | Who pays |
|---|---|---|
| SmartSheetingAI usage after the trial | $2 a line of coverage, billed monthly | The user's firm |
| Late payment | 1.5% a month | The customer |
Good to know before you buy
- Training after setup is billed separately.
- A line of coverage is one product, such as medical, dental or short-term disability.
- PlansightAI renews each year at the then-current price.
- Carriers answer RFPs inside Plansight. A carrier fee isn't published.
Who buys it and who pays
- Who signs the contract
- The brokerage or general agency
- Who pays
- The same firm
- Employer access
- Employers don't log in. You share proposals with them
- Carriers
- Respond to RFPs in Plansight
Quoting and proposals
- Census
- Moves with the RFP. Connected enrollment systems can supply live census data
- Carriers and rates
- Any carrier you invite. There's no set carrier panel
- Quote intake
- Carriers answer by secure link, or you upload PDF and Excel proposals. Plan designs and rates are pulled out for you
- Contribution modeling
- Mix carriers and coverages into unlimited scenarios with a live budget
- Proposal output
- Branded PDF and Excel presentations, plus a summary of who quoted or declined
- Sold-plan handoff
- Sends sold plans to Employee Navigator, BenefitPoint and Brite. Every carrier hears the outcome
Each pulled value links back to where it appears in the carrier's document, so your team can check it. The RFP builder covers medical plus up to 26 other benefits.
Carrier connections
| Carrier or feed | Type | Direction | Who builds it | Cost |
|---|---|---|---|---|
| Any carrier you invite | RFP link | Both ways | Plansight hosts it | Included |
| Election notices | To the carrier | Plansight | Included |
You can see when each carrier opens, downloads, reassigns or answers an RFP. Plansight sends no enrollment files to carriers.
Connections to other systems
| Connects to | What moves | Direction | How |
|---|---|---|---|
| BenefitPoint | In-force plans out, sold plans back | Both ways | Built in |
| Employee Navigator | The group and sold plans with rates and contributions | To Employee Navigator | Built in |
| Brite | Sold plan data for benefits guides | To Brite | Built in |
| Partner API | Plansight data to other systems | Out | API |
Getting started
Book a discovery call
Or start the SmartSheetingAI trial.
Set up your account
Plansight works with your lead for three to five business days on users, carrier routing, templates and your book.
Move contacts and users
Plansight imports them in its required format.
Train on live renewals
An onboarding consultant runs 10 sessions with your team.
Run renewals on your own
Your team quotes and proposes without the consultant.
Support comes by phone, chat and email during business hours, plus training videos and an in-app assistant. Plansight requires Google Chrome.
Your data and broker changes
- Who owns the data
- You own customer data and report contents. Plansight owns AI outputs and de-identified data
- Export
- Pull your data before the term ends. Plansight gives a copy on request
- After you cancel
- Remaining data is de-identified within 12 to 18 months. SmartSheetingAI data is deleted within 90 days
- AI training
- Plansight won't train AI on personal or health data without written consent
Security and HIPAA
HIPAA and health data
A BAA applies when you're a HIPAA covered entity or business associate and share health data with Plansight.
Security
- SOC 2 Type II for 2025, with no exceptions
- Data hosted in the United States
- Encrypted in transit and at rest
- Yearly outside penetration test
Contract terms
- Term
- PlansightAI: set in the Customer Agreement. SmartSheetingAI: yearly on the published plans
- Renewal
- PlansightAI renews for 12 months at then-current rates
- Notice
- 30 days before the term ends
- Price changes
- 90 days' notice on PlansightAI. To refuse a raise, cancel at least 60 days before the term ends
- Refunds
- None, except as the agreement states
From the PlansightAI terms updated September 30, 2026 and the SmartSheetingAI terms.
Plansight alternatives
- ZywaveQuote onlyBuilt-in carrier rate library for small group quotes
- AgencyBloc Quote+Quote onlySmall group quotes with health questions and carrier submissions
- Employee NavigatorQuote onlyEnrollment after the sale, fed by Plansight
- BriteQuote onlyTurns sold plans into employee benefits guides
See every option in employee benefits software.
Frequently asked questions
How much does Plansight cost?
PlansightAI is quoted. SmartSheetingAI runs $15 to $20 a user a month, billed yearly, for teams of five or more, plus $2 a line of coverage after the trial. The one-user plan is $25 a user, billed annually.
Who pays for Plansight?
The brokerage or general agency. Employers don't log in.
Does Plansight connect to Employee Navigator?
Yes. It sends the group and sold plans with rates and contributions, and you finish eligibility in Employee Navigator.
Is there a free trial?
SmartSheetingAI is free for 15 days or six documents. The pricing page says no card is needed. Plansight's terms ask for a payment method at sign-up, so ask first.
Will Plansight sign a BAA?
Yes, when you're a HIPAA covered entity or business associate and share health data with it.
How we researched this review. We based this review on the pricing, terms and product pages published by Plansight, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Plansight quit selling or a contract term that reads different now, let us know and send the link to the page where Plansight has it. Somebody here pulls up that page and checks it before we change anything on ours.