InsuranceAgencyTools

Nayya review for benefits brokers: pricing, carrier feeds and enrollment

By the IAT editorial team | Updated October 9, 2026

Nayya recommends benefits to employees from their health, money and life plans, then sends them to the employer's system to enroll. Its AI helper keeps answering questions after enrollment.

Pricing is by quote. A carrier partner can cover the cost for the employer.

Best for
Brokers and PEOs who want plan advice inside an existing enrollment system, often paid for by a carrier
Type
Decision support and a year-round AI benefits helper
Price
Quote only
Who pays
The employer, its PEO or a carrier partner
Carrier feeds
None. Employees enroll in the employer's own system
ACA and COBRA
Neither
Demo or trial
Separate demos for brokers, employers and PEOs

Our take

Nayya fits a broker whose clients already run Workday, isolved or PrismHR and want better plan choices without switching systems. Carrier funding can make it free to the employer.

Ask how insurer fees work for your clients, since Nayya can be paid by carriers whose products it recommends.

Pros

  • Carriers can fund it for the employer
  • Runs inside Workday, isolved and PrismHR
  • Actuaries review the recommendation model
  • Business associate addendum for health data

Cons

  • Can earn fees from insurers
  • No enrollment, carrier feeds or compliance tools

Plans and pricing

How it's priced
By quote. Nayya publishes no prices
Products
Nayya Choose for enrollment season, the Agentic Platform for year-round help, Nayya Claims and the Northstar planning benefit
Carrier-funded access
Employers can get it through a line of coverage with a Nayya carrier partner, at no cost to the employer
Workday customers
Buy through the Workday Marketplace, often with no added cost

Nayya can earn fees from insurers. Its terms say those fees vary by product and can be a share of the employee's premium. Nayya says how it's paid doesn't change its advice.

Who buys it and who pays

Who buys it
Employers, PEOs, brokers, consultants, carriers and HR platforms
Who pays
The employer, its PEO, a carrier or another benefits provider
Broker help
A Nayya rep plus demo videos, one-pagers and slides for each product

Decision support

What it asks
Past care, conditions, prescriptions, doctors, planned events, risk comfort and family. Money details and claims are optional
What employees get
A ranked plan pick and a bundle across health, savings and voluntary benefits
How it decides
A machine learning model that actuaries review and retrain
Privacy
Employers see only grouped, anonymous results
Languages
English and Spanish

Nayya's terms say its advice isn't medical, tax or financial advice and the plan documents control.

Enrollment and administration

Nayya doesn't take elections. Employees finish in the employer's enrollment system through a link and single sign-on.

Other Nayya tools

  • AI helper in Slack, Teams and iMessage that can file claims with consent
  • Nayya Claims flags payouts from accident, critical illness and hospital plans
  • Northstar pairs employees with a financial planner

Payroll and HR connections

Connects toWhat movesDirectionHow
WorkdayPlans and employee benefits dataRuns inside WorkdayBuilt on Workday app
isolvedBenefits guidance for client groupsRuns inside isolvedisolved Connect
PrismHRChoose inside PEO workflowsRuns inside PrismHRPrismHR Marketplace
Other HR and enrollment systemsCensus, plans, rules and selectionsBoth waysAPI with SSO

Nayya says a new system can be fully connected in as little as eight weeks with one developer. A Selerix link was announced in May 2025.

Getting started

  1. Kickoff

    Employer, broker and Nayya agree on goals.

  2. Send plan data

    Plans, SBCs, classes, pay schedules and contributions.

  3. Set up sign-on

    Single sign-on with the employer's IT team.

  4. Add the link

    Place Nayya inside the enrollment system.

  5. Launch and review

    Nayya emails employees, then meets after enrollment.

Standard setup takes about three weeks. Complex groups can take three to six months.

Security and HIPAA

HIPAA

Nayya's business associate addendum, its version of the HIPAA contract for health data, applies when a covered customer shares health data.

Security

  • SOC 2 Type 2 and HITRUST
  • AES-256 at rest and TLS 1.2 in transit
  • Hosted on AWS in the United States only
  • Regular penetration tests

Frequently asked questions

Who pays for Nayya?

The employer, its PEO or a carrier partner, depending on how the group gets access.

Does Nayya handle enrollment?

No. Employees enroll in the employer's own system after Nayya's advice.

How long does setup take?

About three weeks for a standard group, up to six months for complex ones.

Will Nayya sign a BAA?

Its business associate addendum applies when a covered customer shares health data.

How we researched this review. We based this review on the terms and product pages published by Nayya, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.

Corrections

Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan Nayya quit selling or a contract term that reads different now, let us know and send the link to the page where Nayya has it. Somebody here pulls up that page and checks it before we change anything on ours.

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