CopyCat review: pricing, features and client output
CopyCat reads carrier quotes and policies, lines up the coverage and builds a branded proposal in your agency's format. Every value links back to the carrier page it came from.
It covers commercial, personal and employee benefits. Pricing is a flat monthly fee quoted after a demo.
- Best for
- Agencies that build commercial, personal and benefits proposals from carrier PDFs
- Type
- Document comparison and proposal workspace
- Lines
- Commercial, personal and employee benefits
- Price
- Flat monthly fee, quote only
- Free trial
- None. Demo with your own quote packet
- What the client gets
- Branded PDF proposals and live-formula Excel workbooks
- Connections
- No AMS sync. You save the PDF into Applied Epic by hand
- Contract
- Monthly with no annual contract
Our take
CopyCat is the broadest tool here for agencies that live in carrier PDFs. It handles commercial schedules, personal packages and benefits workbooks in one workspace.
The page-linked citations are the reason to pick it. Your team can check any number against the carrier wording before the client sees it.
You won't see a price until the demo. There is no annual contract, so a short test costs little.
Pros
- Click any value to see the carrier page it came from
- Commercial, personal and benefits in one tool
- Renewal change flags and policy checking
- Your existing proposal format rebuilt for you
- The founders run your own quote packet in the demo
Cons
- Price not published
- No web proposal or view tracking for clients
- No automatic AMS sync
- No free trial
Plans and pricing
- How it's priced
- One flat monthly fee for the workspace
- How to get a price
- Book a demo and bring a sample quote packet
- Setup
- No implementation charge
CopyCat doesn't publish its fee. As of October 2026, from runcopycat.com and its CopyCat vs Polly page, which says there is no implementation charge.
Good to know before you buy
- No cap on documents per comparison, and storage is unlimited.
- New features and hands-on help come at the same price.
- Invoices are due in 30 days. Late balances can carry 1.5% a month.
Lines and who it fits
- Type
- Document comparison and proposal workspace
- Commercial lines
- Business owners, property and liability, workers comp, auto and umbrella, plus specialty lines such as cyber and crime
- Personal lines
- Auto, home and other dwellings, umbrella, flood and packages
- Benefits
- Medical, dental, vision, life and disability, fully insured or self-funded
- Built for
- Independent agencies and brokerages of every size, including commercial and benefits shops
- New business or renewals
- Both
What goes in
| Source | File types | How it gets in |
|---|---|---|
| Carrier quotes, policies and dec pages | Upload | |
| Expiring and renewal policies | Upload | |
| ACORD forms, endorsements and loss runs | Documents | Upload |
| Fleet schedules and statements of values | Documents | Upload |
| Premium finance agreements | Upload | |
| Benefits quotes, renewals and census | PDF or spreadsheet | Upload |
No per-carrier setup is needed before you upload.
How it reads documents
- How it reads
- AI extraction, with spreadsheet reading for benefits files
- What it pulls
- Premiums, limits, deductibles, exclusions, conditions, endorsements, forms, schedules, rates and tiers
- Source trace
- Every value links to the carrier page, which opens beside the comparison with the wording highlighted
- Who checks
- Your team reviews the citations before export
- Missing proof
- Contract reviews mark items Met, Gap, Not evidenced or Not applicable
Not evidenced means CopyCat found no proof either way, not that the coverage is missing.
Comparisons it builds
- Side by side
- Carrier quotes, expiring policies and renewals
- Rows
- Premium, limits, deductibles, valuation, exclusions, endorsements, conditions, forms and carrier status
- Renewal changes
- Flags premium moves, lower limits, new exclusions, dropped endorsements and new deductibles
- Recommendation
- Editable before export
- Policy checking
- Compares the bound policy with the quote you approved
Rows that line up don't mean the terms match. Read the source wording.
Commercial schedules and forms
- Schedules
- Property schedules, statements of values, fleets, drivers, payroll and units
- Forms
- ACORD and policy forms, endorsements, exclusions and conditions
- Layered programs
- Several carriers, layers and lines kept together
- E&S and Lloyd's
- Admitted, non-admitted, MGA and Lloyd's documents
- Surplus lines costs
- Taxes, stamping fees and policy fees shown with the total
- Open items
- Subjectivities, warranties, inspections and binding requirements
Personal lines packages
- Packages
- Home, auto, umbrella and renters in one branded proposal
- Current against proposed
- Coverage changes shown with citations
- Discounts
- Carrier discounts and package premiums
Benefits renewals and contributions
- Comparisons
- Carrier quotes against the current plan or renewal, with rate changes by line
- Contributions
- Census tiers and employer and employee splits feed workbook formulas
- Output
- Live-formula Excel market summaries and contribution workbooks
Branding and disclosures
- Branding
- Logo, colors, fonts, coverage tables, sections, standard wording and producer details
- Template
- CopyCat rebuilds your current format from Word, InDesign, PDF, images or spreadsheets
- Editing
- Edit like a Word document, with saved versions
- Required wording
- Put your standard compensation and disclaimer wording in the template
- Who owns the template
- Your branding stays yours. The custom template is licensed while you subscribe
CopyCat says it doesn't produce a bindable price and doesn't remove E&O exposure.
What the client gets
- Formats
- A one-page decision summary, a full comparison report and Excel workbooks for benefits
- How it's shared
- Exported and sent by your agency
- Binding
- Outside CopyCat. Carriers set the price and bind
There are no web proposals or recorded video.
Tracking and reports
- Dashboards
- Proposals created, carriers quoted, quoted premium, exposures and producer activity
- Filters
- Commercial or personal, line, market and producer
- Activity log
- Every edit, export and send with who and when, exportable
Integrations
| Connects to | Type | How | What it does |
|---|---|---|---|
| Applied Epic | AMS | Manual | Save the exported proposal PDF as an Epic attachment |
CopyCat runs beside your AMS, carrier portals and email. Nothing syncs on its own. The Epic step comes from CopyCat's blog post on where it fits beside a CRM.
Users, security and privacy
Users and roles
- Proposals visible across the agency by default
- Switch between your proposals and everyone's
- See who is editing a shared proposal
- Version history
- Role-based access and two-step sign-in
Security and privacy
- SOC 2 Type II report under NDA
- Encrypted at rest and in transit
- Your data isn't used to train AI models
- Data deleted 30 days after you leave
Getting started
Book a demo
Bring a real quote packet and your current proposal.
See your own output
The founders run your packet in the demo.
Template rebuild
You usually get your custom template back to review in a week or less.
Start building
No migration or integration project is needed.
Support is by email straight to the team, which usually answers within minutes.
Contract and your data
- Term
- Monthly with no annual contract, unless your order form says otherwise
- Price changes
- 30 days' notice before a renewal period
- Canceling
- Either side can end it with 30 days' written notice
- Refunds
- None, except for an uncorrected warranty failure
- Your data
- Ask for an export within 30 days. After that it's deleted
From CopyCat's terms of service and privacy policy, checked October 2026.
CopyCat alternatives
- Covera Agents Quote ComparisonQuote onlyQuote grid with EZLynx and Momentum links
- Polly$39 a month for up to 10 usersLow-cost online proposals with video that show when clients open them
- InsurGrid Proposal BuilderQuote onlyQuote and dec page comparisons for P&C agencies
- Planlined$62 a month billed yearly for 5 peopleBenefits-only, with proposal books and employee guides
- AdvocateFrom $49 a user a month billed yearlyCommercial property with market price benchmarks
See every option in insurance proposal software.
Frequently asked questions
How much does CopyCat cost?
A flat monthly fee that CopyCat quotes after a demo. There is no annual contract.
Is CopyCat only for commercial lines?
No. It also handles personal lines and employee benefits.
Will CopyCat make up coverage?
It cites the carrier page for every value so you can check it. CopyCat still asks you to review before sending.
Does CopyCat connect to my AMS?
Not directly. You can file the finished PDF in Applied Epic.
Can I get my data if I leave?
Yes, if you ask within 30 days of canceling.
How we researched this review. We based this review on the terms and product pages published by CopyCat, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan CopyCat quit selling or a contract term that reads different now, let us know and send the link to the page where CopyCat has it. Somebody here pulls up that page and checks it before we change anything on ours.