InsuranceAgencyTools

IONOS Business Email review: plans, pricing and email features for agencies

By the IAT editorial team | Updated October 9, 2026

IONOS sells low-cost business mailboxes on your own domain, plus hosted Exchange and resold Microsoft 365 and Google Workspace. IONOS is the web host once called 1&1.

It fits solo agents and small offices that want the cheapest domain mailbox. Mail Basic starts at $1.10 a month on a 3-year term.

Best for
Solo agents and small offices that want the lowest price on a domain mailbox
Price
From $1.10 a month for one mailbox on a 3-year term
Free trial
None. 30-day money-back guarantee
Mailbox size
2 GB on Mail Basic. 50 GB on Mail Business and Exchange
Shared inboxes
Forwarding only. No true shared inbox
Legal hold
With the $2.50 a month archiving add-on
AMS connections
None listed
Contract
3-year term on mail plans

Our take

IONOS wins on price if you can live with a 3-year term. The archiving add-on gives even small agencies legal hold for $2.50 a month.

The gaps show once you have staff. There is no true shared inbox, and each person has to turn on two-step sign-in for themselves.

Read the renewal prices before you sign. Mail Basic roughly doubles after the first term.

Pros

  • Mail Basic starts at $1.10 a month
  • Archive add-on with legal hold, $2.50 a mailbox
  • Free browser tool to move old mail
  • A free domain with every plan
  • Phone support any hour, with a personal consultant

Cons

  • 3-year term to get the advertised mail prices
  • No true shared inbox
  • Two-step sign-in is up to each user
  • 2 GB mailboxes on Mail Basic

Plans and pricing

PlanPrice a monthTermRenews atMailbox
Mail Basic 1One mailbox$1.103 years$2 a month2 GB
Mail Basic 2525 mailboxes in one package$23 years$4 a month2 GB each
Mail BusinessCalendar and phone sync$33 years50 GB
Hosted Microsoft ExchangeOutlook 2024 included$101 year50 GB

Prices in US dollars, as of October 2026, from ionos.com. Mail Basic 25 is one price for 25 mailboxes, and every other price is per mailbox. Mail prices hold for the 3-year term and rise at renewal. Exchange starts at $4.50 a month for 6 months, then $10.

Add-ons

  • Email Archiving is $2.50 a month for every mailbox, with 5 GB that grows as needed.
  • Restoring a deleted mailbox is a one-time fee quoted by phone.
  • Hands-on migration help is quoted by IONOS. The self-serve tool is free.

Also resold by IONOS

  • Microsoft 365 Business Basic at $9 a person a month, cancel anytime.
  • Google Workspace Business Starter at $8.40 and Business Standard at $16.80 a person a month.

Buy Microsoft 365 or Google Workspace through IONOS and IONOS supports it, not Microsoft or Google. See our Google Workspace and Microsoft 365 reviews for those suites.

Which plan has it

FeatureMail BasicMail BusinessHosted Exchange
Free domain
Webmail
Phone sync for calendar and contacts
Public calendars and address books
Desktop Outlook license
100 GB shared team folder
Archive with legal holdAdd-onAdd-onAdd-on

AMS and CRM connections

Connects toTypeHowWhat it does
Microsoft OutlookMail appBuilt inConnects over IMAP, POP3 or phone sync. Exchange comes with Outlook 2024, per IONOS's Exchange page
Phone sync (ActiveSync)MobileMail BusinessKeeps mail, calendar, contacts and tasks in step
IONOS Email ArchivingArchiveAdd-onArchives IONOS mailboxes and outside IMAP accounts
HiDriveFilesMail BusinessLinks webmail to IONOS cloud storage

No agency system is listed. IONOS names no AMS or CRM. Agencies that rely on an Outlook add-in should test it on the Exchange plan before they commit to a term.

Shared inboxes and aliases

Screenshot of IONOS Business Email's product page at ionos.com
IONOS Business Email's product page at ionos.com, as it looked on October 8, 2026.
Forwarding
Send info@ to several staff. They reply from their own address
Shared login
Several staff sign in to the info@ mailbox and reply as info@
Catch-all
Mail to any address at your domain lands in one mailbox
Shared calendars and address books
Mail Business shares calendars, address books and tasks with set permissions

A shared login means no record of who sent what. Agencies with E&O exposure should prefer forwarding.

Phishing and sign-in protection

Two-step sign-in
Authenticator app for webmail. Mail apps then use app passwords
Who turns it on
Each user, in webmail
Spam filter
Allow and block lists for each mailbox
Virus scanning
Premium virus protection on Mail Business and Exchange

Encryption for client documents

Encrypted in transit only. IONOS encrypts the connection with SSL and TLS. It lists no way to send a client an encrypted message, so use a secure portal for policy documents.

Retention, archive and legal hold

Archive
Every sent and received email with attachments, from the day you turn it on
Retention
Set your own retention times
Legal hold
Yes, on the archive
Search
Tags and a review process. An outside auditor can be given access
Outside mailboxes
Can archive accounts at other providers over IMAP
Deleting archived mail
Only a data protection officer, and every access is logged

Backup and recovery

Provider backup
Daily backups with failover between data centers
Deleted mailbox
Can be restored up to 7 days after deletion, for a fee
Single emails
Restore in one click from the archive
Your own copy
Export from webmail as EML or ZIP files

Domain setup and sending limits

SPF and DKIM
On by default when IONOS hosts your DNS
Outside DNS
Add an SPF include and three DKIM CNAME records
Sending limit
50 emails an hour in week one, rising to 500 an hour after 30 days
Bulk mail
Use IONOS Email Marketing or another sender

The hourly cap matters for renewal notices and newsletters. Send those through your AMS or a marketing tool.

When a producer leaves

  1. Lock the mailbox

    Change its password in the IONOS account.

  2. Keep the mail

    Leave the mailbox open, export it from webmail or rely on the archive.

  3. Catch new mail

    Rename the address or forward it to another mailbox.

Deleting an address also deletes its mailbox, so export first.

Getting started

  1. Order online or by phone

    Call 484-424-7392. A domain comes with the plan.

  2. Create the mailboxes

    Give each one enough room for the mail you will move.

  3. Run the migration tool

    It copies mail over IMAP or POP3 in the browser. It also brings contacts and calendars from Exchange.

  4. Switch over

    Point your MX record, which tells the internet where your mail goes, to IONOS.

  5. Catch late mail

    Run one more pass to copy mail that came in during the move.

Don't change passwords or delete folders during the move. It takes a few hours for most mailboxes.

Admin and support

Admin console
One IONOS customer account for every mailbox
Support
Phone, chat and email around the clock, with a personal consultant
Uptime credit
Covers web hosting only, not email

Contract and your data

Term
3 years on mail plans. 1 year on hosted Exchange
Renewal
Renews on its own for the same length, with notice 30 to 60 days ahead
Leaving early
No refund for the rest of a prepaid term
Refunds
30-day money-back guarantee on your first order. Exchange fees aren't refundable
After you cancel
The account and its mail may be deleted. Export first

From the IONOS general terms and conditions, checked October 2026.

Frequently asked questions

How much does IONOS business email cost?

Mail Basic is $1.10 a month for one mailbox and Mail Business is $3 a person, both on 3-year terms.

Can I cancel IONOS email early?

Yes, but you get no refund for the rest of a prepaid term. New orders have a 30-day money-back guarantee.

Does IONOS offer legal hold?

Yes, through the Email Archiving add-on.

How many emails can I send from IONOS?

New accounts start at 50 an hour and reach 500 an hour after 30 days.

Does IONOS work with Outlook?

Yes. Hosted Exchange includes Outlook 2024, and the mail plans connect over IMAP or phone sync.

How we researched this review. We based this review on the pricing, terms and product pages published by IONOS Business Email, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.

Corrections

Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan IONOS Business Email quit selling or a contract term that reads different now, let us know and send the link to the page where IONOS Business Email has it. Somebody here pulls up that page and checks it before we change anything on ours.

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