AHIP Medicare Training review: CE courses, state approvals and costs for agents
AHIP Medicare Training is the yearly Medicare certification that many health plans want from agents before they sell Medicare Advantage and Part D. It also covers the required fraud, waste and abuse and compliance training.
You pay once per plan year and can add state CE credit for a separate charge. The 2027 course is online in English and Spanish.
- Best for
- Medicare agents who need the yearly AHIP certification that health plans ask for before the selling season
- Type
- The yearly Medicare test health plans require before you sell their Medicare plans, plus fraud, waste and abuse (FWA) training on spotting and reporting improper billing
- Price
- $175 per plan year, the same for AHIP members. State CE is an optional extra
- States
- Optional CE credit in every state, DC and Puerto Rico, by AHIP's count
- Formats
- Online self-study in English or Spanish
- Reporting
- You send your result to each health plan from the portal. AHIP processes optional CE in 7 to 14 business days
Our take
If a health plan you sell for asks for AHIP, this is the course you take, and one pass can go to every plan that accepts it. Ask your plan administrator first, since some plans add their own modules or give a discount link.
The final is the hard part. You need 90 percent on 50 questions within two hours, with no notes.
State CE is optional. Ask for it before the exam and expect processing to take up to three weeks.
Pros
- One result goes to every participating health plan
- English and Spanish, and you can switch as you go
- Optional state CE in every state, it says
- Module slides download as PDFs
Cons
- 90 percent needed on a closed-book, two-hour final
- State CE costs extra and isn't priced publicly
- No refund once you open any course material
- No separate certificate for the compliance section
States, licenses and approvals
- States
- Optional CE credit in all 50 states, DC and Puerto Rico, by AHIP's count. Hours and credit type vary by state
- License types
- Health and Medicare agents, plus plan staff and financial planners
- Accepted by
- Health plans that take the AHIP result. Each plan sets its own rules and may add its own modules
CE approvals change, so check the course in your state's course search before you pay for credit.
Courses and packages
| Course or package | Plan year | Price | What's included |
|---|---|---|---|
| Medicare + Fraud, Waste and Abuse TrainingThe yearly certification | 2027 | $175 | Five Medicare modules, then nondiscrimination, fraud, waste and abuse and general compliance |
One price per plan year, as of October 2026. Some health plans and uplines give agents a discount link.
Topics across the five Medicare modules include
- Medicare basics
- Medicare Advantage
- Part D drug plans
- Marketing and enrollment rules
Learning formats and final exams
- Self-study
- Yes, online. A module counts once you view every slide and answer its review questions
- Final exam
- 50 questions drawn from the five Medicare modules, with a two-hour limit
- Open book
- No. You can't use notes on the final
- Passing score
- 90 percent on the Medicare final. 70 percent on the compliance module finals
- Attempts
- Unlimited on the compliance module finals
- Proctored
- Only when a state needs a monitor for CE credit. Then you retake the final with a monitor, as often as you need to reach 90 percent
The exam submits itself at the two-hour mark. Closing or leaving the exam window before you submit loses your answers.
Completion reporting and certificates
- Health plans
- Click Transmit next to each participating plan in the portal. Ask the plan to confirm it got your score
- State CE
- Ask for CE before you take the final and pay after you pass. AHIP's CE team then processes it
- How fast
- 7 to 14 business days for CE. With a monitor, the completion date is the day AHIP gets the monitor's signed statement
- Certificate
- Download it under My Certifications. AHIP doesn't mail certificates
- CE certificate
- Emailed to you once your CE is processed
Pass rates, guarantees and refunds
- Refunds
- Call or email within 90 days of purchase, before you open any course material. AHIP can still say no
- How fast
- Approved refunds go back to your card in 7 to 14 business days
AHIP and required certification training
- What it covers
- The yearly Medicare training plus fraud, waste and abuse and general compliance that health plans require before you sell Medicare Advantage and Part D
- Price
- $175 for the 2027 plan year
- When it opens
- June 22, 2026 for the 2027 plan year
- After AHIP
- Each health plan can add its own modules. UnitedHealthcare, for one, asks for 85 percent on its ethics module after you transmit your AHIP result
Multi-state licenses
- States in one purchase
- Pick one or more states when you add CE
- Credit
- Hours and credit type differ by state
Agency and team accounts
- Team training
- AHIP offers training built for teams. Email TrainingSolutions@ahip.org
Mobile access, accessibility and languages
- Phone or tablet
- Yes. The portal works on mobile
- Offline
- Download the slides as PDFs as you go
- Languages
- English and Spanish, and you can switch at any time
- Testing accommodations
- Ask in writing to support@ahipinsuranceeducation.org with your documents
Getting started and support
Check with your health plans
Ask each plan administrator what it needs and whether it has a discount link.
Register for the plan year
Use the link your plan gives you, or buy it at the standard price.
Study and pass the final
Ask for state CE before you start the exam if you want it.
Send your result
Click Transmit for each health plan, then finish any modules the plan adds.
Support at 1-866-234-6909 or support@ahipinsuranceeducation.org. CE questions go to CEDepartment@ahip.org.
Access, cancellation and data export
- How long you have access
- One Medicare plan year. The course is updated and sold again each year
- Refunds
- Within 90 days and before you open any material
- Cancel
- You can stop using the site at any time, under the refund rules above
AHIP Medicare Training alternatives
- WebCEState CE from $49.95 per packageIts own yearly Medicare training plus state CE packages
- Kaplan Financial EducationState CE from $49 a yearLife and health licensing and CE for new Medicare agents
- InsuranceStudy$45 per year for unlimited CEUnlimited state CE for a year at one price
See every option in insurance continuing education.
Frequently asked questions
How much does AHIP certification cost?
$175 for the 2027 plan year, for members and nonmembers alike. State CE is extra.
What score do I need to pass AHIP?
90 percent on the 50-question Medicare final, within two hours. The compliance module finals need 70 percent.
Can I get CE credit for AHIP?
AHIP says yes, in every state, DC and Puerto Rico. Hours and credit type vary by state, and the CE costs extra. Ask for it before the final, pay after you pass and allow seven to 14 business days.
How do I send my AHIP score to a carrier?
Click Transmit next to each participating health plan in the portal. Then check with the plan that it arrived.
Can I get a refund on AHIP?
Only within 90 days of purchase and before you open any material.
How we researched this review. We based this review on the pricing, terms and product pages published by AHIP Medicare Training, reviewed in October 2026, together with our team's experience working with insurance agents and agency owners since 2008.
Corrections
Vendors change their pricing all the time and they don't email us when they do. So if you see a price on here that's gone up, a plan AHIP Medicare Training quit selling or a contract term that reads different now, let us know and send the link to the page where AHIP Medicare Training has it. Somebody here pulls up that page and checks it before we change anything on ours.